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Compare · MCO vs UPST

MCO vs UPST

Side-by-side comparison of Moody's Corporation (MCO) and Upstart Holdings Inc. (UPST): market cap, price performance, sector, and recent activity on the wire.

Summary

  • Both MCO and UPST operate in Finance: Consumer Services (Finance), so they compete in similar markets.
  • MCO is the larger of the two at $78.85B, about 27.7x UPST ($2.85B).
  • Over the past year, MCO is down 8.1% and UPST is down 46.2% - MCO leads by 38.1 points.
  • UPST has been more active in the news (24 items in the past 4 weeks vs 3 for MCO).
  • Both have 25 recent analyst ratings on file.
PerformanceMCO-8.06%UPST-46.17%
2025-06-09+0.00%2026-06-08
MetricMCOUPST
Company
Moody's Corporation
Upstart Holdings Inc.
Price
$446.29-1.10%
$30.95+4.03%
Market cap
$78.85B
$2.85B
1M return
-2.21%
+6.64%
1Y return
-8.06%
-46.17%
Industry
Finance: Consumer Services
Finance: Consumer Services
Exchange
NYSE
NASDAQ
IPO
2020
News (4w)
3
24
Recent ratings
25
25
MCO

Moody's Corporation

Moody's Corporation operates as an integrated risk assessment firm worldwide. It operates in two segments, Moody's Investors Service and Moody's Analytics. The Moody's Investors Service segment publishes credit ratings and provides assessment services on various debt obligations, programs and facilities, and entities that issue such obligations, such as various corporate, financial institution, and governmental obligations; and structured finance securities. This segment provides ratings in approximately 140 countries. Its ratings are disseminated through press releases to the public through electronic media, including the internet and real-time information systems used by securities traders and investors. This segment has rated approximately 5,000 non-financial corporates; 3,600 financial institutions; 16,000 public finance issuers; 145 sovereigns; 47 supranational institutions; 459 sub-sovereigns; and 1,000 infrastructure and project finance issuers, as well as 9,100 structured finance deals. The Moody's Analytics segment develops a range of products and services that support the risk management activities of institutional participants in financial markets; and offers subscription based research, data, and analytical products comprising credit ratings, credit research, quantitative credit scores and other analytical tools, economic research and forecasts, business intelligence and company information products, commercial real estate data and analytical tools, and on-line and classroom-based training services, as well as credentialing and certification services. It also offers software solutions, as well as related risk management services; and offshore analytical and research services with learning solutions and certification programs. The company was formerly known as Dun and Bradstreet Company and changed its name to Moody's Corporation in September 2000. Moody's Corporation was founded in 1900 and is headquartered in New York, New York.

UPST

Upstart Holdings Inc.

Upstart Holdings, Inc. operates a cloud- based artificial intelligence (AI) lending platform. The company's platform aggregates consumer demand for loans and connects it to its network of the company's AI- enabled bank partners. Its platform connects consumers, banks, and institutional investors through a shared AI lending platform. Upstart Holdings, Inc. was incorporated in 2012 and is headquartered in San Mateo, California.

Latest MCO

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