Upstart Holdings, Inc. operates a cloud- based artificial intelligence (AI) lending platform. The company's platform aggregates consumer demand for loans and connects it to its network of the company's AI- enabled bank partners. Its platform connects consumers, banks, and institutional investors through a shared AI lending platform. Upstart Holdings, Inc. was incorporated in 2012 and is headquartered in San Mateo, California.
IPO Year: 2020
Exchange: NASDAQ
Website: upstart.com
Date | Price Target | Rating | Analyst |
---|---|---|---|
2/14/2025 | $12.00 → $70.00 | Underweight → Equal-Weight | Morgan Stanley |
2/12/2025 | $57.00 → $79.00 | Underweight → Neutral | Analyst |
2/12/2025 | $49.00 → $105.00 | Neutral → Buy | B. Riley Securities |
12/13/2024 | $100.00 | Hold → Buy | Needham |
12/3/2024 | $37.00 → $95.00 | Neutral → Buy | Redburn Atlantic |
12/2/2024 | Neutral → Underweight | Analyst | |
11/11/2024 | Sell → Neutral | BTIG Research | |
11/8/2024 | $56.00 → $87.00 | Neutral → Buy | Citigroup |
11/8/2024 | $30.00 → $45.00 | Underweight → Neutral | JP Morgan |
11/8/2024 | $31.00 → $85.00 | Neutral → Overweight | Piper Sandler |
4 - Upstart Holdings, Inc. (0001647639) (Issuer)
4 - Upstart Holdings, Inc. (0001647639) (Issuer)
4 - Upstart Holdings, Inc. (0001647639) (Issuer)
4 - Upstart Holdings, Inc. (0001647639) (Issuer)
4 - Upstart Holdings, Inc. (0001647639) (Issuer)
4 - Upstart Holdings, Inc. (0001647639) (Issuer)
4 - Upstart Holdings, Inc. (0001647639) (Issuer)
4 - Upstart Holdings, Inc. (0001647639) (Issuer)
4 - Upstart Holdings, Inc. (0001647639) (Issuer)
4 - Upstart Holdings, Inc. (0001647639) (Issuer)
8-K - Upstart Holdings, Inc. (0001647639) (Filer)
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SCHEDULE 13G/A - Upstart Holdings, Inc. (0001647639) (Subject)
8-K - Upstart Holdings, Inc. (0001647639) (Filer)
424B5 - Upstart Holdings, Inc. (0001647639) (Filer)
S-3ASR - Upstart Holdings, Inc. (0001647639) (Filer)
8-K/A - Upstart Holdings, Inc. (0001647639) (Filer)
8-K - Upstart Holdings, Inc. (0001647639) (Filer)
SCHEDULE 13G - Upstart Holdings, Inc. (0001647639) (Subject)
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Morgan Stanley upgraded Upstart from Underweight to Equal-Weight and set a new price target of $70.00 from $12.00 previously
Analyst upgraded Upstart from Underweight to Neutral and set a new price target of $79.00 from $57.00 previously
B. Riley Securities upgraded Upstart from Neutral to Buy and set a new price target of $105.00 from $49.00 previously
Needham upgraded Upstart from Hold to Buy and set a new price target of $100.00
Redburn Atlantic upgraded Upstart from Neutral to Buy and set a new price target of $95.00 from $37.00 previously
Analyst downgraded Upstart from Neutral to Underweight
BTIG Research upgraded Upstart from Sell to Neutral
Citigroup upgraded Upstart from Neutral to Buy and set a new price target of $87.00 from $56.00 previously
JP Morgan upgraded Upstart from Underweight to Neutral and set a new price target of $45.00 from $30.00 previously
Piper Sandler upgraded Upstart from Neutral to Overweight and set a new price target of $85.00 from $31.00 previously
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SC 13G/A - Upstart Holdings, Inc. (0001647639) (Subject)
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SC 13G/A - Upstart Holdings, Inc. (0001647639) (Subject)
Upstart (NASDAQ:UPST), the leading AI lending marketplace, today announced that Peter Bernard has been appointed to the company's Board of Directors. "We're thrilled to welcome Peter to the Upstart Board," said Dave Girouard, co-founder and CEO of Upstart. "Peter's deep expertise in banking and risk management, and rich knowledge of public and private markets, will be particularly valuable as we continue to innovate and expand on the funding side of our business." "Like Upstart, I believe AI is making lending more affordable, inclusive, and transparent," said Bernard. "It's an exciting time in Upstart's evolution and I look forward to helping Dave, Paul, and the team build an enduring com
Upstart (NASDAQ:UPST), the leading artificial intelligence (AI) lending marketplace, today announced a programmatic purchase commitment from funds managed by Blue Owl Capital Inc. ("Blue Owl"). Blue Owl's Alternative Credit strategy will purchase up to $2 billion of consumer loans on the Upstart platform over 18 months. The transaction includes an initial acquisition of a $290 million personal loan portfolio, which closed in September. "We are excited to support Upstart's efforts to make the consumer lending process dramatically more efficient for both borrowers and lenders," said David Aidi, Co-Head of Financial Assets, Blue Owl Alternative Credit. "We are also proud to leverage the Blue
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LawFi, Inc., ("LawFi") a pioneering Legal Fintech Lender and the Inventor of the "Legal Fee Loan" is pleased to announce the addition of Mr. Jeff Keltner to our growing team. Mr. Keltner has signed on as an Advisor to help guide our highly experienced teams. Jeff Keltner is an innovative digital lending veteran, formerly of Upstart (NASDAQ:UPST), a leading artificial intelligence (AI) lending platform designed to improve access to affordable credit while reducing the risk and costs of lending for banks and credit unions. Upstart is the leading AI lending marketplace, connecting millions of consumers to 100+ banks and credit unions who leverage Upstart's artificial intelligence models and
SAN FRANCISCO, CA, June 22, 2021 (GLOBE NEWSWIRE) -- Fundbox, the financial platform for small businesses, announced today that it has appointed Hilliard Terry to its Board of Directors. Mr. Terry is an experienced executive leader, corporate board member and advisor to private equity backed portfolio companies. Mr. Terry currently serves on the board of directors of Umpqua Holdings Corporation (NASDAQ:UMPQ), a financial services company. He also serves on the board of directors of Upstart Holdings, Inc. (NASDAQ:UPST), a leading artificial intelligence consumer lending platform, and on the board of TLG Acquisition One Corporation (NYSE:TLGA), a special purpose acquisition company. "H
Holyoke Credit Union (Holyoke), a Massachusetts state-chartered credit union, has announced its partnership with Upstart (NASDAQ:UPST), the leading artificial intelligence (AI) lending marketplace, to offer personal loans to more consumers. This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20250219536228/en/ "Our mission is to provide members with access to a selection of high-quality and affordable financial products and services that allow them to thrive," said James Wolohan, President & CEO at Holyoke Credit Union. "With our expanded field of membership, we chose to partner with Upstart to digitally and geographically reach and len
Upstart (NASDAQ:UPST), the leading AI lending marketplace, today announced that Peter Bernard has been appointed to the company's Board of Directors. "We're thrilled to welcome Peter to the Upstart Board," said Dave Girouard, co-founder and CEO of Upstart. "Peter's deep expertise in banking and risk management, and rich knowledge of public and private markets, will be particularly valuable as we continue to innovate and expand on the funding side of our business." "Like Upstart, I believe AI is making lending more affordable, inclusive, and transparent," said Bernard. "It's an exciting time in Upstart's evolution and I look forward to helping Dave, Paul, and the team build an enduring com
Upstart Holdings, Inc. (NASDAQ:UPST), the leading artificial intelligence (AI) lending marketplace, today announced financial results for the quarter and full year ended December 31, 2024. Upstart will host a conference call and webcast at 1:30 p.m. Pacific Time today. An earnings presentation and link to the webcast are available at ir.upstart.com. "In Q4 of 2024, our business grew dramatically across all product categories, delivered Adjusted EBITDA at levels not seen since the first quarter of 2022, and came within a whisker of returning to GAAP profitability," said Dave Girouard, co-founder and CEO of Upstart. "We launched into 2025 with unparalleled energy and optimism for the future
Pelican State Credit Union (Pelican), the largest state-chartered credit union in Louisiana serving over 50,000 members nationwide, has announced its partnership with Upstart (NASDAQ:UPST), the leading artificial intelligence (AI) lending marketplace, to offer personal loans to more consumers. This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20250122835903/en/ "Driven by our mission to enhance the financial well-being of our members through safe, competitive & innovative products and educational services, we sought a trusted partner to securely expand online access to affordable credit," said Ben Manry, Senior Vice President of Lend
Upstart (NASDAQ:UPST), the leading AI lending marketplace, today announced the largest and most significant set of product enhancements to the In-Store and Financing solutions on its Auto Retail platform. The enhancements empower dealerships to more easily configure and efficiently manage the sales process, desk deals, streamline financing workflows, and close sales more quickly. With consumer confidence and vehicle sales on the rise, and the majority of car buyers still preferring to complete their purchase at a dealership, the ability to deliver a high-quality in-store experience—including financing—is imperative for dealers. Upstart's new In-Store and Financing capabilities make that p
Upstart Holdings, Inc. (NASDAQ:UPST), the leading artificial intelligence (AI) lending marketplace, will hold a conference call to discuss its fourth quarter and full year 2024 financial results on Tuesday, Feb. 11, 2025, at 1:30 p.m. PT / 4:30 p.m. ET. The company's earnings press release and investor presentation will be available on its investor relations website at ir.upstart.com after the market closes that day. Live webcast. The live webcast will be accessible on Upstart's investor relations website, ir.upstart.com, and an archived webcast of the conference call will be available after the conference call. Conference Call Dial In. To access the live conference call in the United S
Sandia Area Federal Credit Union (Sandia Area), a leading New Mexico credit union with nearly 90,000 members and over $1.2 billion in assets, has announced its partnership with Upstart (NASDAQ:UPST), the leading artificial intelligence (AI) lending marketplace, to offer personal loans to more consumers. This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20250108508814/en/ "Sandia Area Federal Credit Union is committed to improving the financial well-being of our members and community by providing them with the best value, convenience and loan products," said Brian Griffith, Chief Lending Officer at Sandia Area Federal Credit Union. "B
NEW YORK, Dec. 13, 2024 (GLOBE NEWSWIRE) -- Keefe, Bruyette & Woods, Inc., a leading specialist investment bank to the financial services and fintech sectors, and a wholly owned subsidiary of Stifel Financial Corp. (NYSE:SF), announces the upcoming index rebalancing for the fourth quarter of 2024. This quarter, there are constituent changes within four of our indexes: the KBW Nasdaq Capital Markets Index (Index Ticker: KSX, ETF Ticker:N/A), KBW Nasdaq Financial Technology Index (Index Ticker: KFTX, ETF Ticker: FTEK.LN), KBW Nasdaq Financial Sector Dividend Yield Index (Index Ticker: KDX, ETF Ticker: KBWD), and KBW Nasdaq Premium Yield Equity REIT Index (Index Ticker: KYX, ETF Ticker: KBWY
Advia Credit Union (Advia), one of the largest credit unions in Michigan with $3 billion in assets and nearly 200,000 members across Michigan, Wisconsin, and Illinois, has announced its partnership with Upstart (NASDAQ:UPST), the leading artificial intelligence (AI) lending marketplace, to offer personal loans to more consumers. This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20241204786465/en/ "Upstart is recognized as an expert in their field which made the partnership decision an easy one for Advia," said Bill Clancy, Vice President of Consumer Lending at Advia Credit Union. "As we continue to seek out new and innovative ways to
Upstart (NASDAQ:UPST), the leading artificial intelligence (AI) lending marketplace, today announced that DR Bank, an FDIC-insured member bank, is using Upstart's small-dollar loan product to support customers with short-term financial needs. These small relief loans are available in amounts between $250-$2,500, for periods of time between three to 18 months—at or below 36% APR. The loans are fast, simple, and far more affordable than many higher-cost credit options traditionally available to consumers facing urgent financial challenges. "We're excited DR Bank has chosen our small-dollar loan product to expand access to bank-quality credit," said Upstart co-founder and CEO Dave Girouard
Upstart Holdings, Inc. (NASDAQ:UPST), the leading artificial intelligence (AI) lending marketplace, today announced financial results for the quarter and full year ended December 31, 2024. Upstart will host a conference call and webcast at 1:30 p.m. Pacific Time today. An earnings presentation and link to the webcast are available at ir.upstart.com. "In Q4 of 2024, our business grew dramatically across all product categories, delivered Adjusted EBITDA at levels not seen since the first quarter of 2022, and came within a whisker of returning to GAAP profitability," said Dave Girouard, co-founder and CEO of Upstart. "We launched into 2025 with unparalleled energy and optimism for the future
Upstart Holdings, Inc. (NASDAQ:UPST), the leading artificial intelligence (AI) lending marketplace, will hold a conference call to discuss its fourth quarter and full year 2024 financial results on Tuesday, Feb. 11, 2025, at 1:30 p.m. PT / 4:30 p.m. ET. The company's earnings press release and investor presentation will be available on its investor relations website at ir.upstart.com after the market closes that day. Live webcast. The live webcast will be accessible on Upstart's investor relations website, ir.upstart.com, and an archived webcast of the conference call will be available after the conference call. Conference Call Dial In. To access the live conference call in the United S
NEW YORK, Dec. 13, 2024 (GLOBE NEWSWIRE) -- Keefe, Bruyette & Woods, Inc., a leading specialist investment bank to the financial services and fintech sectors, and a wholly owned subsidiary of Stifel Financial Corp. (NYSE:SF), announces the upcoming index rebalancing for the fourth quarter of 2024. This quarter, there are constituent changes within four of our indexes: the KBW Nasdaq Capital Markets Index (Index Ticker: KSX, ETF Ticker:N/A), KBW Nasdaq Financial Technology Index (Index Ticker: KFTX, ETF Ticker: FTEK.LN), KBW Nasdaq Financial Sector Dividend Yield Index (Index Ticker: KDX, ETF Ticker: KBWD), and KBW Nasdaq Premium Yield Equity REIT Index (Index Ticker: KYX, ETF Ticker: KBWY
Upstart Holdings, Inc. (NASDAQ:UPST), the leading artificial intelligence (AI) lending marketplace, today announced financial results for its third quarter of fiscal year 2024 ended September 30, 2024. Upstart will host a conference call and webcast at 1:30 p.m. Pacific Time today. An earnings presentation and link to the webcast are available at ir.upstart.com. "With 43% sequential growth in lending volume and a return to positive adjusted EBITDA, we continue to strengthen Upstart's position as the fintech leader in artificial intelligence," said Dave Girouard, co-founder and CEO of Upstart. "Even without a significant boost from the macroeconomy, we're back in growth mode." Third Quarte
Upstart Holdings, Inc. (NASDAQ:UPST), the leading artificial intelligence (AI) lending marketplace, announced today that its third quarter fiscal year 2024 business and financial results will be released on Thursday, Nov. 7, 2024, after the market close. Upstart will host a conference call and live webcast that day at 1:30 p.m. PT / 4:30 p.m. ET. Prior to the conference call, the third quarter 2024 earnings press release and investor presentation will be available on Upstart's investor relations website at ir.upstart.com. Live webcast. The live webcast will be accessible on Upstart's investor relations website, ir.upstart.com, and an archived webcast of the conference call will be availabl
Upstart Holdings, Inc. (NASDAQ:UPST), the leading artificial intelligence (AI) lending marketplace, today announced financial results for its second quarter of fiscal year 2024 ended June 30, 2024. Upstart will host a conference call and webcast at 1:30 p.m. Pacific Time today. An earnings presentation and link to the webcast are available at ir.upstart.com. "The guidance we released today demonstrates that we're on track toward resuming our role as the fintech known for high growth and healthy margins," said Dave Girouard, CEO, Upstart. "The improvements in our business are coming from significant advances in our AI model, a revitalized funding supply, and increased operating efficiency.
Upstart Holdings, Inc. (NASDAQ:UPST), the leading artificial intelligence (AI) lending marketplace, announced today that its second quarter fiscal year 2024 business and financial results will be released on Tuesday, Aug. 6, 2024 after the market close. Upstart will host a conference call and live webcast that day at 1:30 p.m. PT / 4:30 p.m. ET. Prior to the conference call, the second quarter 2024 earnings press release and investor presentation will be available on Upstart's investor relations website at ir.upstart.com. Live webcast: The live webcast will be accessible on Upstart's investor relations website, ir.upstart.com, and an archived webcast of the conference call will be availab
Upstart Holdings, Inc. (NASDAQ:UPST), the leading artificial intelligence (AI) lending marketplace, today announced financial results for its first quarter of fiscal year 2024 ended March 31, 2024. Upstart will host a conference call and webcast at 1:30 p.m. Pacific Time today. An earnings presentation and link to the webcast are available at ir.upstart.com. "We continue to focus on improving our efficiency and financial performance while investing responsibly for the long-term," said Dave Girouard, CEO, Upstart. "As a result, we anticipate a return to sequential growth in the second half of the year and positive EBITDA by the end of the year, even in the current credit environment." Fi
Upstart Holdings, Inc. (NASDAQ:UPST), a leading artificial intelligence (AI) lending marketplace, announced today that its first quarter fiscal year 2024 business and financial results will be released on Tuesday, May 7, 2024 after the market close. Upstart will host a conference call and live webcast that day at 1:30 p.m. PT / 4:30 p.m. ET. Prior to the conference call, the first quarter 2024 earnings press release and investor presentation will be available on Upstart's investor relations website at ir.upstart.com. Live webcast. The live webcast will be accessible on Upstart's investor relations website, ir.upstart.com, and an archived webcast of the conference call will be available af
Upstart Holdings, Inc. (NASDAQ:UPST), the leading artificial intelligence (AI) lending marketplace, today announced financial results for its fourth quarter and fiscal year 2023 ended December 31, 2023. Upstart will host a conference call and webcast at 1:30 p.m. Pacific Time today. An earnings presentation and link to the webcast are available at ir.upstart.com. "Despite the difficult lending environment, we delivered solid results to end the year," said Dave Girouard, CEO, Upstart. "The numbers will show that we've actually become more efficient in 2023. And even while becoming more efficient, we've laid the groundwork to become a more resilient and diversified company that can thrive t