• Live Feeds
    • Press Releases
    • Insider Trading
    • FDA Approvals
    • Analyst Ratings
    • Insider Trading
    • SEC filings
    • Market insights
  • Analyst Ratings
  • Alerts
  • Subscriptions
  • AI SuperconnectorNEW
  • Settings
  • RSS Feeds
Quantisnow Logo
  • Live Feeds
    • Press Releases
    • Insider Trading
    • FDA Approvals
    • Analyst Ratings
    • Insider Trading
    • SEC filings
    • Market insights
  • Analyst Ratings
  • Alerts
  • Subscriptions
  • AI SuperconnectorNEW
  • Settings
  • RSS Feeds
PublishGo to AppAI Superconnector
    Quantisnow Logo

    © 2025 quantisnow.com
    Democratizing insights since 2022

    Services
    Live news feedsRSS FeedsAlertsPublish with Us
    Company
    AboutQuantisnow PlusContactJobsAI superconnector for talent & startupsNEW
    Legal
    Terms of usePrivacy policyCookie policy

    SEC Form SC 13G/A filed by Upstart Holdings Inc. (Amendment)

    2/14/22 9:05:04 AM ET
    $UPST
    Finance: Consumer Services
    Finance
    Get the next $UPST alert in real time by email
    SC 13G/A 1 d493650dsc13ga.htm SC 13G/A SC 13G/A

     

     

    UNITED STATES

    SECURITIES AND EXCHANGE COMMISSION

    WASHINGTON, DC 20549

     

     

    SCHEDULE 13G

    Under the Securities Exchange Act of 1934

    (Amendment No. 1)*

     

     

    Upstart Holdings, Inc.

    (Name of Issuer)

    Common Stock, $0.0001 par value per share

    (Title of Class of Securities)

    91680M 107

    (CUSIP Number)

    December 31, 2021

    (Date of Event Which Requires Filing of this Statement)

     

     

    Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

    ☐ Rule 13d-1(b)

    ☐ Rule 13d-1(c)

    ☒ Rule 13d-1(d)

     

    *

    The remainder of this cover page shall be filled out for a reporting person’s initial filing on this form with respect to the subject class of securities, and for any subsequent amendment containing information which would alter the disclosures provided in a prior cover page.

    The information required in the remainder of this cover page shall not be deemed to be “filed” for the purpose of Section 18 of the Securities Exchange Act of 1934 (“Act”) or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes).

     

     

     


    CUSIP No. 91680M 107   13G   Page 2 of 12 Pages

     

      1    

      NAMES OF REPORTING PERSONS

     

      Khosla Ventures Seed B, LP

      2  

      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (SEE INSTRUCTIONS)

      (a)  ☐        (b)  ☒ (1)

     

      3  

      SEC USE ONLY

     

      4  

      CITIZENSHIP OR PLACE OF ORGANIZATION

     

      Delaware, United States of America

    NUMBER OF

    SHARES

     BENEFICIALLY 

    OWNED BY

    EACH

    REPORTING

    PERSON

    WITH:

       5    

      SOLE VOTING POWER

     

      0

       6  

      SHARED VOTING POWER

     

      0 (2)

       7  

      SOLE DISPOSITIVE POWER

     

      0

       8  

      SHARED DISPOSITIVE POWER

     

      0 (2)

      9    

      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON

     

      0 (2)

    10  

      CHECK IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)

     

      ☐

    11  

      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)

     

      0%(3)

    12  

      TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)

     

      PN

     

    (1)

    This statement on Schedule 13G is filed by Khosla Ventures Seed B, LP (“Seed B”), Khosla Ventures Seed B (CF), LP (“Seed B (CF)”), Khosla Ventures Seed Associates B, LLC (“Seed B Associates”), Khosla Ventures V, LP (“KV V”), Khosla Ventures Associates V, LLC (“KVA V”), VK Services, LLC (“VK Services”) and Vinod Khosla (“Khosla,” together with Seed B, Seed B (CF), Seed B Associates, KV V, KVA V and VK Services collectively, the “Reporting Persons”). The Reporting Persons expressly disclaim status as a “group” for purposes of this Schedule 13G.

    (2)

    Represents shares owned by Seed B. The general partner of Seed B is Seed B Associates. VK Services is the sole manager of Seed B Associates. Khosla is the managing member of VK Services. Each of Khosla, VK Services and Seed B Associates possesses power to direct the voting and disposition of the shares owned by Seed B, and each of Seed B Associates, VK Services and Khosla may be deemed to have indirect beneficial ownership of such shares.

    (3)

    The percentages set forth on the cover sheets are calculated based on 81,957,413 shares of Common Stock outstanding as of November 4, 2021 as set forth in the Issuer’s Quarterly Report on Form 10-Q as filed with the Securities and Exchange Commission on November 12, 2021 (the “Form 10-Q”).


    CUSIP No. 91680M 107   13G   Page 3 of 12 Pages

     

      1    

      NAMES OF REPORTING PERSONS

     

      Khosla Ventures Seed B (CF), LP

      2  

      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (SEE INSTRUCTIONS)

      (a)  ☐        (b)  ☒ (1)

     

      3  

      SEC USE ONLY

     

      4  

      CITIZENSHIP OR PLACE OF ORGANIZATION

     

      Delaware, United States of America

    NUMBER OF

    SHARES

     BENEFICIALLY 

    OWNED BY

    EACH

    REPORTING

    PERSON

    WITH:

       5    

      SOLE VOTING POWER

     

      0

       6  

      SHARED VOTING POWER

     

      0 (2)

       7  

      SOLE DISPOSITIVE POWER

     

      0

       8  

      SHARED DISPOSITIVE POWER

     

      0 (2)

      9    

      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON

     

      0 (2)

    10  

      CHECK IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)

     

      ☐

    11  

      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)

     

      0%(3)

    12  

      TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)

     

      PN

     

    (1)

    This statement on Schedule 13G is filed by the Reporting Persons. The Reporting Persons expressly disclaim status as a “group” for purposes of this Schedule 13G.

    (2)

    Represents shares owned by Seed B (CF). The general partner of Seed B (CF) is Seed B Associates. VK Services is the sole manager of Seed B Associates. Khosla is the managing member of VK Services. Each of Khosla, VK Services and Seed B Associates possesses power to direct the voting and disposition of the shares owned by Seed B (CF), and each of Seed B Associates, VK Services and Khosla may be deemed to have indirect beneficial ownership of such shares.

    (3)

    The percentages set forth on the cover sheets are calculated based on 81,957,413 shares of Common Stock outstanding as of November 4, 2021 as set forth in the Form 10-Q.


    CUSIP No. 91680M 107   13G   Page 4 of 12 Pages

     

      1    

      NAMES OF REPORTING PERSONS

     

      Khosla Ventures Seed Associates B, LLC

      2  

      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (SEE INSTRUCTIONS)

      (a)  ☐        (b)  ☒ (1)

     

      3  

      SEC USE ONLY

     

      4  

      CITIZENSHIP OR PLACE OF ORGANIZATION

     

      Delaware, United States of America

    NUMBER OF

    SHARES

     BENEFICIALLY 

    OWNED BY

    EACH

    REPORTING

    PERSON

    WITH:

       5    

      SOLE VOTING POWER

     

      0

       6  

      SHARED VOTING POWER

     

      0 (2)

       7  

      SOLE DISPOSITIVE POWER

     

      0

       8  

      SHARED DISPOSITIVE POWER

     

      0 (2)

      9    

      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON

     

      0 (2)

    10  

      CHECK IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)

     

      ☐

    11  

      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)

     

      0%(3)

    12  

      TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)

     

      OO

     

    (1)

    This statement on Schedule 13G is filed by the Reporting Persons. The Reporting Persons expressly disclaim status as a “group” for purposes of this Schedule 13G.

    (2)

    Shares beneficially owned by Seed B Associates represent Common Stock held by Seed B and Seed B (CF). The general partner of Seed B and Seed B (CF) is Seed B Associates. VK Services is the sole manager of Seed B Associates. Khosla is the managing member of VK Services. Each of Khosla, VK Services and Seed B Associates possesses power to direct the voting and disposition of the shares owned by Seed B and Seed B (CF), and each of Seed B Associates, VK Services and Khosla may be deemed to have indirect beneficial ownership of such shares.

    (3)

    The percentages set forth on the cover sheets are calculated based on 81,957,413 shares of Common Stock outstanding as of November 4, 2021 as set forth in the Form 10-Q.


    CUSIP No. 91680M 107   13G   Page 5 of 12 Pages

     

      1    

      NAMES OF REPORTING PERSONS

     

      Khosla Ventures V, LP

      2  

      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (SEE INSTRUCTIONS)

      (a)  ☐        (b)  ☒ (1)

     

      3  

      SEC USE ONLY

     

      4  

      CITIZENSHIP OR PLACE OF ORGANIZATION

     

      Delaware, United States of America

    NUMBER OF

    SHARES

     BENEFICIALLY 

    OWNED BY

    EACH

    REPORTING

    PERSON

    WITH:

       5    

      SOLE VOTING POWER

     

      0

       6  

      SHARED VOTING POWER

     

      0 (2)

       7  

      SOLE DISPOSITIVE POWER

     

      0

       8  

      SHARED DISPOSITIVE POWER

     

      0 (2)

      9    

      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON

     

      0 (2)

    10  

      CHECK IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)

     

      ☐

    11  

      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)

     

      0%(3)

    12  

      TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)

     

      PN

     

    (1)

    This statement on Schedule 13G is filed by the Reporting Persons. The Reporting Persons expressly disclaim status as a “group” for purposes of this Schedule 13G.

    (2)

    Represents ownership by KV V. The general partner of KV V is KVA V. VK Services is the sole manager of KVA V. Khosla is the managing member of VK Services. Each of Khosla, VK Services and KVA V possesses power to direct the voting and disposition of the shares owned by KV V, and each of Khosla, VK Services and KVA V may be deemed to have indirect beneficial ownership of such shares.

    (3)

    The percentages set forth on the cover sheets are calculated based on 81,957,413 shares of Common Stock outstanding as of November 4, 2021 as set forth in the Form 10-Q.


    CUSIP No. 91680M 107   13G   Page 6 of 12 Pages

     

      1    

      NAMES OF REPORTING PERSONS

     

      Khosla Ventures Associates V, LLC

      2  

      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (SEE INSTRUCTIONS)

      (a)  ☐        (b)  ☒ (1)

     

      3  

      SEC USE ONLY

     

      4  

      CITIZENSHIP OR PLACE OF ORGANIZATION

     

      Delaware, United States of America

    NUMBER OF

    SHARES

     BENEFICIALLY 

    OWNED BY

    EACH

    REPORTING

    PERSON

    WITH:

       5    

      SOLE VOTING POWER

     

      0

       6  

      SHARED VOTING POWER

     

      0 (2)

       7  

      SOLE DISPOSITIVE POWER

     

      0

       8  

      SHARED DISPOSITIVE POWER

     

      0 (2)

      9    

      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON

     

      0 (2)

    10  

      CHECK IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)

     

      ☐

    11  

      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)

     

      0%(3)

    12  

      TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)

     

      OO

     

    (1)

    This statement on Schedule 13G is filed by the Reporting Persons. The Reporting Persons expressly disclaim status as a “group” for purposes of this Schedule 13G.

    (2)

    Shares beneficially owned by KVA V represent Common Stock held by KV V. The general partner of KV V is KVA V. VK Services is the sole manager of KVA V. Khosla is the managing member of VK Services. Each of Khosla, VK Services and KVA V possesses power to direct the voting and disposition of the shares owned by KV V, and each of Khosla, VK Services and KVA V may be deemed to have indirect beneficial ownership of such shares.

    (3)

    The percentages set forth on the cover sheets are calculated based on 81,957,413 shares of Common Stock outstanding as of November 4, 2021 as set forth in the Form 10-Q.


    CUSIP No. 91680M 107   13G   Page 7 of 12 Pages

     

      1    

      NAMES OF REPORTING PERSONS

     

      VK Services, LLC

      2  

      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (SEE INSTRUCTIONS)

      (a)  ☐        (b)  ☒ (1)

     

      3  

      SEC USE ONLY

     

      4  

      CITIZENSHIP OR PLACE OF ORGANIZATION

     

      Delaware, United States of America

    NUMBER OF

    SHARES

     BENEFICIALLY 

    OWNED BY

    EACH

    REPORTING

    PERSON

    WITH:

       5    

      SOLE VOTING POWER

     

      0

       6  

      SHARED VOTING POWER

     

      784,931 (2)

       7  

      SOLE DISPOSITIVE POWER

     

      0

       8  

      SHARED DISPOSITIVE POWER

     

      784,931 (2)

      9    

      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON

     

      784,931 (2)

    10  

      CHECK IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)

     

      ☐

    11  

      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)

     

      1.0%(3)

    12  

      TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)

     

      OO

     

    (1)

    This statement on Schedule 13G is filed by the Reporting Persons. The Reporting Persons expressly disclaim status as a “group” for purposes of this Schedule 13G.

    (2)

    All of the shares beneficially owned by VK Services are comprised of Common Stock held by VK Services. Khosla possesses power to direct the voting and disposition of the shares owned by VK Services, and Khosla may be deemed to have indirect beneficial ownership over such shares.

    (3)

    The percentages set forth on the cover sheets are calculated based on 81,957,413 shares of Common Stock outstanding as of November 4, 2021 as set forth in the Form 10-Q.


    CUSIP No. 91680M 107   13G   Page 8 of 12 Pages

     

      1    

      NAMES OF REPORTING PERSONS

     

      Vinod Khosla

      2  

      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (SEE INSTRUCTIONS)

      (a)  ☐        (b)  ☒ (1)

     

      3  

      SEC USE ONLY

     

      4  

      CITIZENSHIP OR PLACE OF ORGANIZATION

     

      United States of America

    NUMBER OF

    SHARES

     BENEFICIALLY 

    OWNED BY

    EACH

    REPORTING

    PERSON

    WITH:

       5    

      SOLE VOTING POWER

     

      0

       6  

      SHARED VOTING POWER

     

      784,931 (2)

       7  

      SOLE DISPOSITIVE POWER

     

      0

       8  

      SHARED DISPOSITIVE POWER

     

      784,931 (2)

      9    

      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON

     

      784,931 (2)

    10  

      CHECK IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)

     

      ☐

    11  

      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)

     

      1.0%(3)

    12  

      TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)

     

      IN

     

    (1)

    This statement on Schedule 13G is filed by the Reporting Persons. The Reporting Persons expressly disclaim status as a “group” for purposes of this Schedule 13G.

    (2)

    All of the shares beneficially owned by Khosla are comprised of Common Stock held by VK Services. Khosla possesses power to direct the voting and disposition of the shares owned by VK Services, and Khosla may be deemed to have indirect beneficial ownership of such shares.

    (3)

    The percentages set forth on the cover sheets are calculated based on 81,957,413 shares of Common Stock outstanding as of November 4, 2021 as set forth in the Form 10-Q.


    CUSIP No. 91680M 107   13G   Page 9 of 12 Pages

    Explanatory Note

    This Amendment No. 1 to the statement on Schedule 13G (this “Amendment No. 1”) amends and restates the statement on Schedule 13G filed on February 12, 2021 (the “Schedule 13G”).

     

    Item 1(a).

    Name of Issuer:

    Upstart Holdings, Inc.

     

    Item 1(b).

    Address of Issuer’s Principal Executive Officers:

    2950 S. Delaware Street, Suite 300

    San Mateo, California 94403

     

    Item 2(a).

    Name of Person(s) Filing:

    Khosla Ventures Seed B, LP (“Seed B”)

    Khosla Ventures Seed B (CF), LP (“Seed B (CF)”)

    Khosla Ventures Seed Associates B, LLC (“Seed B Associates”)

    Khosla Ventures V, LP (“KV V”)

    Khosla Ventures Associates V, LLC (“KVA V”)

    VK Services, LLC (“VK Services”)

    Vinod Khosla (“Khosla”)

     

    Item 2(b).

    Address of Principal Business Office:

    Khosla Ventures

    2128 Sand Hill Road

    Menlo Park, California 94025

     

    Item 2(c).

    Citizenship:

     

    Seed B    Delaware, United States of America
    Seed B (CF)    Delaware, United States of America
    Seed B Associates    Delaware, United States of America
    KV V    Delaware, United States of America
    KVA V    Delaware, United States of America
    VK Services    Delaware, United States of America
    Khosla    United States of America

     

    Item 2(d).

    Title of Class of Securities:

    Common Stock, par value $0.0001 per share.

     

    Item 2(e).

    CUSIP Number:

    91680M 107

     

    Item 3.

    If This Statement is Filed Pursuant to Rule 13d-1(b), or 13d-2(b) or (c), Check Whether the Person Filing is a:

    Not applicable.

     

    Item 4(a).

    Amount Beneficially Owned: 0

     

    Item 4(b).

    Percent of Class: 0%

     

    Item 4(c).

    Number of shares as to which such persons have:


    CUSIP No. 91680M 107   13G   Page 10 of 12 Pages

    The following information with respect to the beneficial ownership of Common Stock by the Reporting Persons filing this statement on Schedule 13G is provided as of December 31, 2020:

     

    Reporting Persons    Shares Held
    Directly
         Sole
    Voting
    Power
         Shared
    Voting
    Power (1)
         Sole
    Dispositive
    Power
         Shared
    Dispositive
    Power (1)
         Beneficial
    Ownership(1)
         Percentage
    of Class (1, 3)
     

    Seed B (2)

         0        0        0        0        0        0        0 % 

    Seed B (CF) (2)

         0        0        0        0        0        0        0 % 

    Seed B Associates (2)

         0        0        0        0        0        0        0 % 

    KV V (2)

         0        0        0        0        0        0        0 % 

    KVA V (2)

         0        0        0        0        0        0        0 % 

    VK Services (2)

         784,931        0        784,931        0        784,931        784,931        1.0 % 

    Khosla (2)

         0        0        784,931        0        784,931        784,931        1.0 % 

     

    (1)

    Represents the number of shares of Common Stock and the number of shares of Common Stock issuable upon exercise of options, warrants and other convertible securities that are exercisable within 60 days of the date of this statement on Schedule 13G currently beneficially owned by the Reporting Persons.

    (2)

    The general partner of Seed B and Seed B (CF) is Seed B Associates. The general partner of KV V is KVA V. VK Services is the sole manager of Seed B Associates and KVA V. Khosla is the managing member of VK Services. Each of Khosla, VK Services and Seed B Associates possesses power to direct the voting and disposition of the shares owned by Seed B and Seed B (CF), and each of Seed B Associates, VK Services and Khosla may be deemed to have indirect beneficial ownership of such shares. Each of Khosla, VK Services and KVA V possesses power to direct the voting and disposition of the shares owned by KV V, and each of Khosla, VK Services and KVA V may be deemed to have indirect beneficial ownership of such shares. Further, Khosla possesses power to direct the voting and disposition of the shares owned by VK Services, and Khosla may be deemed to have indirect beneficial ownership of such shares.

    (3)

    The percentages set forth on the cover sheets are calculated based on 81,957,413 shares of Common Stock outstanding as of November 4, 2021 as set forth in the 10-Q.

     

    Item 5.

    Ownership of Five Percent or Less of a Class:

    If this statement is being filed to report the fact that as of the date hereof, the Reporting Persons have ceased to be the beneficial owner of more than five percent of the class of securities, check the following: ☒

     

    Item 6.

    Ownership of More Than Five Percent on Behalf of Another Person:

    Not applicable.

     

    Item 7.

    Identification and Classification of the Subsidiary which Acquired the Security Being Reported on by the Parent Holding Company or Control Person:

    Not applicable.

     

    Item 8.

    Identification and Classification of Members of the Group:

    Not applicable.

     

    Item 9.

    Notice of Dissolution of Group:

    Not applicable.

     

    Item 10.

    Certification:

    Not applicable.


    CUSIP No. 91680M 107   13G   Page 11 of 12 Pages

    SIGNATURES

    After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

    Dated: February 14, 2022

     

    KHOSLA VENTURES SEED B, L.P.
    By:   Khosla Ventures Seed Associates B, LLC, a
     

    Delaware limited liability company and general

    partner of Khosla Ventures Seed B, LP

    By:  

    /s/ Vinod Khosla

      Vinod Khosla, Managing Member
    KHOSLA VENTURES SEED B (CF), L.P.
    By:   Khosla Ventures Seed Associates B, LLC, a
     

    Delaware limited liability company and general

    partner of Khosla Ventures Seed B (CF), LP

    By:  

    /s/ Vinod Khosla

      Vinod Khosla, Managing Member
    KHOSLA VENTURES SEED ASSOCIATES B, LLC
    By:  

    /s/ Vinod Khosla

      Vinod Khosla, Managing Member
    KHOSLA VENTURES V, L.P.
    By:   Khosla Ventures Associates V, LLC, a
     

    Delaware limited liability company and

    general partner of Khosla Ventures V, LP

    By:  

    /s/ Vinod Khosla

      Vinod Khosla, Managing Member
    KHOSLA VENTURES ASSOCIATES V, LLC
    By:  

    /s/ Vinod Khosla

      Vinod Khosla, Managing Member
    VK SERVICES, LLC
    By:  

    /s/ Vinod Khosla

      Vinod Khosla, Manager


    CUSIP No. 91680M 107   13G   Page 12 of 12 Pages

     

    /s/ Vinod Khosla

    Vinod Khosla

    Exhibit(s):

    99.1: Joint Filing Statement

     

    Get the next $UPST alert in real time by email

    Crush Q3 2025 with the Best AI Superconnector

    Stay ahead of the competition with Standout.work - your AI-powered talent-to-startup matching platform.

    AI-Powered Inbox
    Context-aware email replies
    Strategic Decision Support
    Get Started with Standout.work

    Recent Analyst Ratings for
    $UPST

    DatePrice TargetRatingAnalyst
    7/14/2025$71.00Sell
    Goldman
    6/24/2025$75.00Overweight
    Piper Sandler
    6/12/2025$55.00Equal-Weight
    Stephens
    4/29/2025$53.00Underperform → Neutral
    BofA Securities
    2/14/2025$12.00 → $70.00Underweight → Equal-Weight
    Morgan Stanley
    2/12/2025$57.00 → $79.00Underweight → Neutral
    Analyst
    2/12/2025$49.00 → $105.00Neutral → Buy
    B. Riley Securities
    12/13/2024$100.00Hold → Buy
    Needham
    More analyst ratings

    $UPST
    Press Releases

    Fastest customizable press release news feed in the world

    View All

    ABNB Federal Credit Union Selects Upstart for Personal Loans

    ABNB Federal Credit Union (ABNB), a member-owned financial institution serving over 76,000 members nationwide, has announced its partnership with Upstart (NASDAQ:UPST), the leading artificial intelligence (AI) lending marketplace, to offer personal loans to more consumers. This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20250813266450/en/ "At ABNB we're more than just rates and products, we're here to walk alongside our members for life," said Michael McNabb, ABNB's Chief Lending Officer. "Through our partnership with Upstart, we're expanding access to inclusive, digital personal lending making it easier for more people to become p

    8/13/25 9:00:00 AM ET
    $UPST
    Finance: Consumer Services
    Finance

    Upstart Announces Upsize and Pricing of Offering of $600,000,000 of 0% Convertible Senior Notes Due 2032

    Upstart Holdings, Inc. (NASDAQ:UPST) today announced the pricing of $600,000,000 aggregate principal amount of 0% Convertible Senior Notes due 2032 (the "notes") in a private offering (the "offering") to persons reasonably believed to be qualified institutional buyers pursuant to Rule 144A promulgated under the Securities Act of 1933, as amended (the "Securities Act"). The aggregate principal amount of the offering was increased from the previously announced offering size of $500,000,000. Upstart also granted the initial purchasers of the notes an option to purchase, within a 13-day period beginning on, and including, the date the notes are first issued, up to an additional $90,000,000 aggr

    8/12/25 12:16:00 AM ET
    $UPST
    Finance: Consumer Services
    Finance

    Upstart Announces Proposed Private Offering of $500,000,000 of Convertible Senior Notes Due 2032

    Upstart Holdings, Inc. (NASDAQ:UPST) today announced its intention to offer, subject to market conditions and other factors, $500,000,000 aggregate principal amount of Convertible Senior Notes due 2032 (the "notes") in a private offering (the "offering") to persons reasonably believed to be qualified institutional buyers pursuant to Rule 144A promulgated under the Securities Act of 1933, as amended (the "Securities Act"). Upstart also expects to grant the initial purchasers of the notes an option to purchase, within a 13-day period beginning on, and including, the date the notes are first issued, up to an additional $75,000,000 aggregate principal amount of the notes. The notes will be se

    8/11/25 7:38:00 AM ET
    $UPST
    Finance: Consumer Services
    Finance

    $UPST
    Insider Trading

    Insider transactions reveal critical sentiment about the company from key stakeholders. See them live in this feed.

    View All

    Officer Mirgorodskaya Natalia exercised 365 shares at a strike of $25.90 and sold $28,457 worth of shares (365 units at $77.97) (SEC Form 4)

    4 - Upstart Holdings, Inc. (0001647639) (Issuer)

    8/5/25 4:30:41 PM ET
    $UPST
    Finance: Consumer Services
    Finance

    Chief Legal Officer Darling Scott exercised 4,000 shares at a strike of $13.22 and sold $313,806 worth of shares (4,000 units at $78.45) (SEC Form 4)

    4 - Upstart Holdings, Inc. (0001647639) (Issuer)

    8/5/25 4:30:17 PM ET
    $UPST
    Finance: Consumer Services
    Finance

    Chief Executive Officer Girouard Dave exercised 41,667 shares at a strike of $0.83 and sold $3,127,831 worth of shares (41,667 units at $75.07) (SEC Form 4)

    4 - Upstart Holdings, Inc. (0001647639) (Issuer)

    7/17/25 4:45:53 PM ET
    $UPST
    Finance: Consumer Services
    Finance

    $UPST
    Large Ownership Changes

    This live feed shows all institutional transactions in real time.

    View All

    SEC Form SC 13G/A filed by Upstart Holdings Inc. (Amendment)

    SC 13G/A - Upstart Holdings, Inc. (0001647639) (Subject)

    2/13/24 5:16:00 PM ET
    $UPST
    Finance: Consumer Services
    Finance

    SEC Form SC 13G/A filed by Upstart Holdings Inc. (Amendment)

    SC 13G/A - Upstart Holdings, Inc. (0001647639) (Subject)

    2/9/24 8:18:06 PM ET
    $UPST
    Finance: Consumer Services
    Finance

    SEC Form SC 13G filed by Upstart Holdings Inc.

    SC 13G - Upstart Holdings, Inc. (0001647639) (Subject)

    1/29/24 3:26:27 PM ET
    $UPST
    Finance: Consumer Services
    Finance

    $UPST
    Analyst Ratings

    Analyst ratings in real time. Analyst ratings have a very high impact on the underlying stock. See them live in this feed.

    View All

    Goldman resumed coverage on Upstart with a new price target

    Goldman resumed coverage of Upstart with a rating of Sell and set a new price target of $71.00

    7/14/25 8:56:38 AM ET
    $UPST
    Finance: Consumer Services
    Finance

    Piper Sandler resumed coverage on Upstart with a new price target

    Piper Sandler resumed coverage of Upstart with a rating of Overweight and set a new price target of $75.00

    6/24/25 8:25:23 AM ET
    $UPST
    Finance: Consumer Services
    Finance

    Stephens initiated coverage on Upstart with a new price target

    Stephens initiated coverage of Upstart with a rating of Equal-Weight and set a new price target of $55.00

    6/12/25 7:57:03 AM ET
    $UPST
    Finance: Consumer Services
    Finance

    $UPST
    SEC Filings

    View All

    Upstart Holdings Inc. filed SEC Form 8-K: Entry into a Material Definitive Agreement

    8-K - Upstart Holdings, Inc. (0001647639) (Filer)

    8/14/25 4:31:11 PM ET
    $UPST
    Finance: Consumer Services
    Finance

    Amendment: SEC Form 10-Q/A filed by Upstart Holdings Inc.

    10-Q/A - Upstart Holdings, Inc. (0001647639) (Filer)

    8/6/25 6:33:27 AM ET
    $UPST
    Finance: Consumer Services
    Finance

    Amendment: Upstart Holdings Inc. filed SEC Form 8-K: Results of Operations and Financial Condition, Financial Statements and Exhibits

    8-K/A - Upstart Holdings, Inc. (0001647639) (Filer)

    8/6/25 6:30:51 AM ET
    $UPST
    Finance: Consumer Services
    Finance

    $UPST
    Leadership Updates

    Live Leadership Updates

    View All

    Broadway Financial Corporation Announces New Board Member

    LOS ANGELES, March 10, 2025 /PRNewswire/ -- Broadway Financial Corporation ("Broadway" or the "Company") (NASDAQ:BYFC), parent company of City First Bank, National Association (the "Bank"), is pleased to announce the appointment of Mary Hentges to its board of directors (the "Board"), effective March 5, 2025, to fill the vacancy on the Board after its size was increased to ten directors. Ms. Hentges will serve on the Audit Committee of the Board of the Company and the Bank, and on the Risk and Compliance Committee and Internal Asset Review Committee of the Bank. Ms. Hentges wi

    3/10/25 5:25:00 PM ET
    $BYFC
    $UPST
    Savings Institutions
    Finance
    Finance: Consumer Services

    Upstart Appoints Peter Bernard to Its Board of Directors

    Upstart (NASDAQ:UPST), the leading AI lending marketplace, today announced that Peter Bernard has been appointed to the company's Board of Directors. "We're thrilled to welcome Peter to the Upstart Board," said Dave Girouard, co-founder and CEO of Upstart. "Peter's deep expertise in banking and risk management, and rich knowledge of public and private markets, will be particularly valuable as we continue to innovate and expand on the funding side of our business." "Like Upstart, I believe AI is making lending more affordable, inclusive, and transparent," said Bernard. "It's an exciting time in Upstart's evolution and I look forward to helping Dave, Paul, and the team build an enduring com

    2/19/25 9:00:00 AM ET
    $UPST
    Finance: Consumer Services
    Finance

    Blue Owl Capital and Upstart Partner on Consumer Credit in $2 Billion Agreement

    Upstart (NASDAQ:UPST), the leading artificial intelligence (AI) lending marketplace, today announced a programmatic purchase commitment from funds managed by Blue Owl Capital Inc. ("Blue Owl"). Blue Owl's Alternative Credit strategy will purchase up to $2 billion of consumer loans on the Upstart platform over 18 months. The transaction includes an initial acquisition of a $290 million personal loan portfolio, which closed in September. "We are excited to support Upstart's efforts to make the consumer lending process dramatically more efficient for both borrowers and lenders," said David Aidi, Co-Head of Financial Assets, Blue Owl Alternative Credit. "We are also proud to leverage the Blue

    10/10/24 2:33:00 PM ET
    $OWL
    $UPST
    Investment Managers
    Finance
    Finance: Consumer Services

    $UPST
    Financials

    Live finance-specific insights

    View All

    Upstart Announces Results for Second Quarter 2025

    Upstart Holdings, Inc. (NASDAQ:UPST), the leading artificial intelligence (AI) lending marketplace, today announced financial results for the quarter ended June 30, 2025. Upstart will host a conference call and webcast at 1:30 p.m. Pacific Time today. An earnings presentation and link to the webcast are available at ir.upstart.com. "A year ago, you saw the first signs that Upstart was returning to growth mode - and today you can see it in full bloom," said Dave Girouard, Co-founder and CEO of Upstart. "In addition to achieving triple-digit revenue growth, we reached GAAP profitability a quarter sooner than expected and our newer businesses actually accelerated off their amazing growth in

    8/5/25 4:05:00 PM ET
    $UPST
    Finance: Consumer Services
    Finance

    Upstart to Announce Second Quarter 2025 Results on August 5, 2025

    Upstart Holdings, Inc. (NASDAQ:UPST), the leading artificial intelligence (AI) lending marketplace, will hold a conference call to discuss its second quarter 2025 financial results on Tuesday, August 5, 2025, at 1:30 p.m. PT / 4:30 p.m. ET. The company's earnings press release and investor presentation will be available on its investor relations website at ir.upstart.com after the market closes that day. Live webcast. The live webcast and a replay will be available on Upstart's investor relations website. Conference Call Dial-In. To access the live conference call in the United States and Canada: +1 888-394-8218, conference code 3483881. To access the live conference call outside of the

    7/7/25 4:05:00 PM ET
    $UPST
    Finance: Consumer Services
    Finance

    Upstart Announces Results for First Quarter 2025

    Upstart Holdings, Inc. (NASDAQ:UPST), the leading artificial intelligence (AI) lending marketplace, today announced financial results for the quarter ended March 31, 2025. Upstart will host a conference call and webcast at 1:30 p.m. Pacific Time today. An earnings presentation and link to the webcast are available at ir.upstart.com. "With an unparalleled pace of innovation, we continue to raise the bar in AI-enabled lending," said Dave Girouard, Co-founder and CEO of Upstart. "In this foundational aspect of our economy, AI is clearly living up to its promise of delivering a radically better product for consumers." First Quarter 2025 Highlights Transaction Volume: 240,706 loans originate

    5/6/25 4:05:00 PM ET
    $UPST
    Finance: Consumer Services
    Finance