Compare · SOFI vs UPST
SOFI vs UPST
Side-by-side comparison of SoFi Technologies Inc. (SOFI) and Upstart Holdings Inc. (UPST): market cap, price performance, sector, and recent activity on the wire.
Summary
- Both SOFI and UPST operate in Finance: Consumer Services (Finance), so they compete in similar markets.
- SOFI is the larger of the two at $22.97B, about 7.4x UPST ($3.10B).
- Over the past year, SOFI is up 17.9% and UPST is down 44.1% - SOFI leads by 62.0 points.
- SOFI has been more active in the news (23 items in the past 4 weeks vs 12 for UPST).
- Both have 25 recent analyst ratings on file.
- Company
- SoFi Technologies Inc.
- Upstart Holdings Inc.
- Price
- $17.91+2.87%
- $32.44+6.54%
- Market cap
- $22.97B
- $3.10B
- 1M return
- +17.67%
- +15.53%
- 1Y return
- +17.87%
- -44.10%
- Industry
- Finance: Consumer Services
- Finance: Consumer Services
- Exchange
- NASDAQ
- NASDAQ
- IPO
- 2020
- News (4w)
- 23
- 12
- Recent ratings
- 25
- 25
SoFi Technologies Inc.
Social Finance, Inc., a finance company, operates an online platform that provides financial services. It offers student loan refinancing, private student loans, personal loans, auto loan refinance, home loans, mortgage loans, and investments, as well as insurance products for renters, homeowners, automobiles, and others. The company also offers SoFi Weekly Dividend ETF, an equity ETF to provide a weekly dividend payment to shareholders. Social Finance, Inc. was formerly known as Credit-Linked Community Notes of Social Finance Inc. The company was incorporated in 2011 and is based in San Francisco, California with additional office locations in Healdsburg, California; and New York, New York.
Upstart Holdings Inc.
Upstart Holdings, Inc. operates a cloud- based artificial intelligence (AI) lending platform. The company's platform aggregates consumer demand for loans and connects it to its network of the company's AI- enabled bank partners. Its platform connects consumers, banks, and institutional investors through a shared AI lending platform. Upstart Holdings, Inc. was incorporated in 2012 and is headquartered in San Mateo, California.
Latest SOFI
- SoFi Technologies Inc. filed SEC Form 8-K: Submission of Matters to a Vote of Security Holders
- SEC Form 144 filed by SoFi Technologies Inc.
- Director Yesil Magdalena gifted 433,104 shares and received a gift of 433,104 shares, closing all direct ownership in the company (SEC Form 4)
- CFO and PAO Lapointe Christopher converted options into 104,152 shares and covered exercise/tax liability with 55,219 shares, increasing direct ownership by 3% to 1,825,479 units (SEC Form 4) (tax liability)
- Chief Executive Officer Noto Anthony converted options into 345,553 shares and covered exercise/tax liability with 187,018 shares, increasing direct ownership by 1% to 12,119,042 units (SEC Form 4) (tax withholding)
- EVP, GBUL, SIPS Keough Kelli covered exercise/tax liability with 61,479 shares and converted options into 127,868 shares, increasing direct ownership by 21% to 389,636 units (SEC Form 4) (tax withholding)
- General Counsel Lavet Robert S converted options into 36,057 shares and covered exercise/tax liability with 14,914 shares, increasing direct ownership by 32% to 86,565 units (SEC Form 4) (withholding tax)
- Chief Risk Officer Pinto Arun converted options into 21,173 shares and covered exercise/tax liability with 11,029 shares, increasing direct ownership by 5% to 199,016 units (SEC Form 4) to cover withholding tax
- EVP GBUL Borrow Schuppenhauer Eric covered exercise/tax liability with 2,509 shares and converted options into 6,493 shares, increasing direct ownership by 1% to 298,589 units (SEC Form 4) (for withholding tax)
- Chief Technology Officer Rishel Jeremy converted options into 311,862 shares, covered exercise/tax liability with 155,605 shares, sold $1,815,747 worth of shares (102,123 units at $17.78) as part of a pre-agreed trading plan and was granted 1,315 shares, increasing direct ownership by 7% to 895,089 units (SEC Form 4) to cover withholding tax
Latest UPST
- Upstart Publishes May 2026 Origination Volume
- Director Wennes Timothy H was granted 6,476 shares (SEC Form 4)
- Director Terry Hilliard C. Iii was granted 6,476 shares, increasing direct ownership by 21% to 37,432 units (SEC Form 4)
- Director Hentges Mary was granted 6,476 shares, increasing direct ownership by 21% to 37,149 units (SEC Form 4)
- Director Bernard Peter J was granted 6,476 shares, increasing direct ownership by 132% to 11,392 units (SEC Form 4)
- Director Cooper Kerry Whorton was granted 6,476 shares (SEC Form 4)
- Director O'Kelly Ciaran was granted 6,476 shares, increasing direct ownership by 20% to 39,484 units (SEC Form 4)
- SEC Form 3 filed by new insider Wennes Timothy H
- Upstart Holdings Inc. filed SEC Form 8-K: Submission of Matters to a Vote of Security Holders
- Upstart Publishes April 2026 UMI