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    Amendment: SEC Form SCHEDULE 13G/A filed by Better Home & Finance Holding Company

    2/13/26 4:00:02 PM ET
    $BETR
    Finance: Consumer Services
    Finance
    Get the next $BETR alert in real time by email



    SECURITIES AND EXCHANGE COMMISSION
    Washington, D.C. 20549


    SCHEDULE 13G


    UNDER THE SECURITIES EXCHANGE ACT OF 1934
    (Amendment No. 2)


    Better Home & Finance Holding Company

    (Name of Issuer)


    Class A common stock, par value $0.0001 per share

    (Title of Class of Securities)


    08774B508

    (CUSIP Number)


    12/31/2025

    (Date of Event Which Requires Filing of this Statement)


    Check the appropriate box to designate the rule pursuant to which this Schedule is filed:
    Checkbox checked   Rule 13d-1(b)
    Checkbox not checked   Rule 13d-1(c)
    Checkbox not checked   Rule 13d-1(d)






    SCHEDULE 13G

    CUSIP No.
    08774B508


    1Names of Reporting Persons

    Healthcare of Ontario Pension Plan Trust Fund
    2Check the appropriate box if a member of a Group (see instructions)

    Checkbox not checked  (a)
    Checkbox not checked  (b)
    3Sec Use Only
    4Citizenship or Place of Organization

    ONTARIO, CANADA
    Number of Shares Beneficially Owned by Each Reporting Person With:
    5Sole Voting Power

    578,960.00
    6Shared Voting Power

    0.00
    7Sole Dispositive Power

    578,960.00
    8Shared Dispositive Power

    0.00
    9Aggregate Amount Beneficially Owned by Each Reporting Person

    578,960.00
    10Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

    Checkbox not checked
    11Percent of class represented by amount in row (9)

    5.9 %
    12Type of Reporting Person (See Instructions)

    FI

    Comment for Type of Reporting Person:  In reference to Rows 5, 7 and 9 above, amount consists of shares of Class A common stock, par value $0.0001 per share ("Class A Shares"), of Better Home & Finance Holding Company, a Delaware corporation (the "Issuer"). In reference to Row 11 above, percentage ownership is based on 9,855,284 Class A Shares issued and outstanding as of November 3, 2025 as reported on the Issuer's report on Form 10-Q filed with the Securities and Exchange Commission on November 13, 2025.


    SCHEDULE 13G

    Item 1. 
    (a)Name of issuer:

    Better Home & Finance Holding Company
    (b)Address of issuer's principal executive offices:

    1 World Trade Center, 285 Fulton Street, 80th Floor, Suite A, New York, NY 10007
    Item 2. 
    (a)Name of person filing:

    Healthcare of Ontario Pension Plan Trust Fund ("HOOPP")
    (b)Address or principal business office or, if none, residence:

    1 York Street, Suite 1900, Toronto, Ontario, Canada, M5J 0B6
    (c)Citizenship:

    Ontario, Canada
    (d)Title of class of securities:

    Class A common stock, par value $0.0001 per share
    (e)CUSIP No.:

    08774B508
    Item 3.If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:
    (a)Checkbox not checked   Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o);
    (b)Checkbox not checked   Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
    (c)Checkbox not checked   Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c);
    (d)Checkbox not checked   Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8);
    (e)Checkbox not checked   An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);
    (f)Checkbox not checked   An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);
    (g)Checkbox not checked   A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);
    (h)Checkbox not checked   A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);
    (i)Checkbox not checked   A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);
    (j)Checkbox checked   A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J). If filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J),
           please specify the type of institution:
    (k)Checkbox not checked   Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).
     
    A pension plan formed as a trust under the laws of Ontario, Canada and registered with the Financial Services Regulatory Authority of Ontario.
    Item 4.Ownership
    (a)Amount beneficially owned:

    See Item 9 on page 2.
    (b)Percent of class:

    See Item 11 on page 2.
    (c)Number of shares as to which the person has:
     (i) Sole power to vote or to direct the vote:

    See Item 5 on page 2.

     (ii) Shared power to vote or to direct the vote:

    See Item 6 on page 2.

     (iii) Sole power to dispose or to direct the disposition of:

    See Item 7 on page 2.

     (iv) Shared power to dispose or to direct the disposition of:

    See Item 8 on page 2.

    Item 5.Ownership of 5 Percent or Less of a Class.
     
    Not Applicable
    Item 6.Ownership of more than 5 Percent on Behalf of Another Person.
     
    Not Applicable
    Item 7.Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person.
     
    Not Applicable
    Item 8.Identification and Classification of Members of the Group.
     
    Not Applicable
    Item 9.Notice of Dissolution of Group.
     
    Not Applicable

    Item 10.Certifications:
     
    By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under ?? 240.14a-11. By signing below I certify that, to the best of my knowledge and belief, the regulatory scheme applicable to a pension plan formed as a trust under the laws of Ontario, Canada and registered with the Financial Services Regulatory Authority of Ontario is substantially comparable to the regulatory scheme applicable to the functionally equivalent U.S. institution(s). I also undertake to furnish to the Securities and Exchange Commission staff, upon request, information that would otherwise be disclosed in a Schedule 13D.

        SIGNATURE 
     
    After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

     
    Healthcare of Ontario Pension Plan Trust Fund
     
    Signature:/s/ Abas Kanu
    Name/Title:Abas Kanu, VP, HOOPP Compliance Officer
    Date:02/13/2026
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