Coastal States Bank Welcomes Ronye Cooper and SJ Lofton to its Retail Banking Team in Atlanta

Coastal States Bank ("CSB") has announced the addition of Ronye Cooper and SJ Lofton to its retail banking team in its Atlanta region.

Cooper joins CSB as Assistant Vice President, Team Leader for the bank's Sandy Springs branch. He brings more than 15 years of industry experience to CSB with a background in financial management, customer service and team leadership. In his role, he will lead the bank's Sandy Springs retail team in business development and client account management for consumers and small businesses.

Lofton joins the bank as Assistant Vice President, Team Leader at its Akers Mill branch in Cobb County. A graduate of Darton State College with a concentration in business management, he brings valuable leadership experience from across the banking industry. In his role, Lofton will lead the Akers Mill retail team, focusing on business development and delivering personalized account support for consumer and small business clients.

"We are thrilled to welcome both Ronye and SJ to the Coastal States Bank team in Atlanta," said Rhonda Thornton, CSB's Chief Retail and Experience Officer. "Their proven leadership and client-first approach, embodies CSB's mission of delivering customized, relationship-driven banking to the communities we serve. With their guidance, our Sandy Springs and Akers Mill branches will continue to strengthen our presence and deepen our impact in our Atlanta markets."

About the Company

Coastal States Bank builds relationships by providing a full range of banking services designed for businesses, their owners, and individuals looking for a local banking partner. CSB has a community banking presence in the Lowcountry of South Carolina (Hilton Head Island, Bluffton and Beaufort), Savannah, and the Atlanta Metropolitan market, and serves communities across the country through its Government Guaranteed Lending, Senior Housing, Correspondent Marine, and Mortgage Banker Finance lines of business. At present, CSB has approximately $2.2 billion in total assets.

CSB is a wholly-owned subsidiary of CoastalSouth Bancshares, Inc. (NYSE:COSO).

Coastal States Bank – Local. And Proud of It.^®

For additional information regarding Coastal States Bank please visit www.coastalstatesbank.com.

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Media Contact:

Raquel Cobb

VP, Marketing and Communications Director

Coastal States Bank

[email protected]