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    OptimumBank Holdings Inc. filed SEC Form 8-K: Regulation FD Disclosure, Financial Statements and Exhibits

    5/29/25 10:21:30 AM ET
    $OPHC
    Major Banks
    Finance
    Get the next $OPHC alert in real time by email
    false 0001288855 0001288855 2025-05-29 2025-05-29 iso4217:USD xbrli:shares iso4217:USD xbrli:shares

     

     

     

    UNITED STATES

    SECURITIES AND EXCHANGE COMMISSION

    WASHINGTON, D.C. 20549

     

    FORM 8-K

     

    CURRENT REPORT

    PURSUANT TO SECTION 13 OR 15(d)

    OF THE SECURITIES EXCHANGE ACT OF 1934

     

    Date of Report (Date of earliest event reported) May 29, 2025

     

    OPTIMUMBANK HOLDINGS, INC.

    (Exact name of registrant as specified in its charter)

     

    Florida   001-42447   55-0865043

    (State or other jurisdiction

    of incorporation)

     

    (Commission

    file number)

     

    (IRS employer

    identification no.)

             
    2929 East Commercial Boulevard       33308
    Ft. Lauderdale, Florida       (Zip Code)
    (Address of principal executive offices)        

     

    (954) 776-2332

    (Registrant’s telephone number, including area code)

     

    Not Applicable

    (Former name or former address, if changed since last report)

     

    Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):  

     

    ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
       
    ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
       
    ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
       
    ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

     

    Securities Registered pursuant to Section 12(b) of the Act:

     

    Title of each class registered   Trading Symbol(s)   Name of exchange on which registered
    Common Stock   OPHC   NYSE American

     

    Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1933 (§240.12b-2 of this chapter)

     

    Emerging growth company ☐

     

    If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

     

     

     

     

     

     

    Item 7.01 Regulation FD Disclosure.

     

    On May 29, 2025, OptimumBank Holdings, Inc. released a presentation describing aspects of its unaudited results of operations for the period ended March 31, 2025.

     

    Item 9.01 Financial Statements and Exhibits.

     

    (d) Exhibits

     

    Exhibit Number  

    Exhibit Name

      Filed Herewith
    99.1   Presentation for the period ended March 31, 2025   *
    104   Cover Page Interactive Data File (embedded within the Inline XBRL document)   *

     

    The information in this report (including the exhibits) shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liability of that section, and shall not be incorporated by reference into any registration statement or other document filed under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.

     

     

     

     

    SIGNATURES

     

    Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

     

    OPTIMUMBANK HOLDINGS, INC.

     
         
    Date: May 29, 2025  
         
    By: /s/ Moishe Gubin  
      Moishe Gubin  
      Chairman of the Board of Directors  

     

     

     

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