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    SEC Form 10-Q filed by AMREP Corporation

    12/12/25 4:04:30 PM ET
    $AXR
    Homebuilding
    Real Estate
    Get the next $AXR alert in real time by email
    AMREP CORP._October 31, 2025
    0000006207--04-302026Q2falseAMREP 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    Table of Contents

    ​

    ​

    UNITED STATES

    SECURITIES AND EXCHANGE COMMISSION

    WASHINGTON, D.C. 20549

    FORM 10-Q

    ☒

    QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

    For the quarterly period ended October 31, 2025

    OR

    ​

    ☐

    TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

    ​

    For the transition period from ___________ to ___________

    Commission File Number: 1-4702

    AMREP Corporation

    (Exact Name of Registrant as Specified in its Charter)

    ​

    Oklahoma

        

    59-0936128

    State or Other Jurisdiction of

    Incorporation or Organization

    I.R.S. Employer Identification No.

     

     

    850 West Chester Pike,

    Suite 205, Havertown, PA

    19083

    Address of Principal Executive Offices

    Zip Code

    ​

    (610) 487-0905

    Registrant’s Telephone Number, Including Area Code

    ​

    ​

    Former Name, Former Address and Former Fiscal Year, if Changed Since Last Report

    ​

    Securities registered pursuant to Section 12(b) of the Act:

    ​

    Title of each class

        

    Trading Symbol(s)

        

    Name of each exchange on which registered

    Common Stock $0.10 par value

    ​

    AXR

    ​

    New York Stock Exchange

    ​

    Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 (the “Exchange Act”) during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes ☒     No ☐

    Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files). Yes ☒    No ☐

    Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. See the definitions of “large accelerated filer”, “accelerated filer”, “smaller reporting company”, and “emerging growth company” in Rule 12b-2 of the Exchange Act.

    ​

    Large accelerated filer ☐

    Accelerated filer ☐

    Non-accelerated filer ☒ 

    Smaller reporting company ☒

    Emerging growth company ☐  

     

    ​

    If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.   ☐

    Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes ☐    No ☒

    Number of Shares of Common Stock, par value $.10 per share, outstanding at December 10, 2025 – 5,305,199.

    ​

    ​

    ​

    ​

    Table of Contents

    AMREP CORPORATION AND SUBSIDIARIES

    INDEX

    PART I. FINANCIAL INFORMATION

    ​

    PAGE NO.

    ​

    ​

    ​

    ​

    Item 1.

    Financial Statements

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    Condensed Consolidated Balance Sheets October 31, 2025 (Unaudited) and April 30, 2025

    ​

    2

    ​

    ​

    ​

    ​

    ​

    Condensed Consolidated Statements of Operations (Unaudited) Three and Six Months Ended October 31, 2025 and 2024

    ​

    3

    ​

    ​

    ​

    ​

    Condensed Consolidated Statements of Comprehensive Income (Unaudited) Three and Six Months Ended October 31, 2025 and 2024

    ​

    4

    ​

    ​

    ​

    ​

    Condensed Consolidated Statements of Shareholders’ Equity (Unaudited) Three and Six Months Ended October 31, 2025 and 2024

    ​

    5

    ​

    ​

    ​

    ​

    Condensed Consolidated Statements of Cash Flows (Unaudited) Six Months Ended October 31, 2025 and 2024

    ​

    6

    ​

    ​

    ​

    ​

    ​

    Notes to Condensed Consolidated Financial Statements (Unaudited)

    ​

    7

    ​

    ​

    ​

    ​

    Item 2.

    Management’s Discussion and Analysis of Financial Condition and Results of Operations

    ​

    16

    ​

    ​

    ​

    Item 4.

    Controls and Procedures

    ​

    24

    ​

    ​

    ​

    ​

    PART II. OTHER INFORMATION

    ​

    ​

    ​

    ​

    ​

    ​

    Item 5.

    Other Information

    ​

    25

    ​

    ​

    ​

    ​

    Item 6.

    Exhibits

    ​

    25

    ​

    ​

    ​

    ​

    SIGNATURE

    ​

    26

    ​

    ​

    ​

    ​

    EXHIBIT INDEX

    ​

    27

    ​

    ​

    ​

    ​

    Table of Contents

    PART I. FINANCIAL INFORMATION

    ​

    Item 1.  Financial Statements

    AMREP CORPORATION AND SUBSIDIARIES

    CONDENSED CONSOLIDATED BALANCE SHEETS

    (Amounts in thousands, except share and per share amounts)

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    October 31, 

    ​

    April 30, 

    ​

    ​

    2025

    ​

    2025

    ​

        

    (Unaudited)

        

    ​

    ASSETS

     

    ​

      

     

    ​

      

    Cash and cash equivalents

    ​

    $

    44,620

    ​

    $

    39,466

    Restricted cash

    ​

    ​

    491

    ​

    ​

    455

    Real estate inventory

    ​

    ​

    68,584

    ​

    ​

    66,750

    Investment assets, net

    ​

    ​

    16,362

    ​

    ​

    14,880

    Other assets

    ​

    ​

    3,046

    ​

    ​

    2,939

    Income taxes receivable, net

    ​

    ​

    —

    ​

    ​

    317

    Deferred income taxes, net

    ​

    ​

    7,030

    ​

    ​

    8,969

    TOTAL ASSETS

    ​

    $

    140,133

    ​

    $

    133,776

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    LIABILITIES AND SHAREHOLDERS’ EQUITY

    ​

     

      

    ​

     

      

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    LIABILITIES:

    ​

     

      

    ​

     

      

    Accounts payable and accrued expenses

    ​

    $

    4,052

    ​

    $

    3,789

    Income taxes payable, net

    ​

    ​

    30

    ​

    ​

    —

    Notes payable

    ​

     

    23

    ​

     

    26

    TOTAL LIABILITIES

    ​

     

    4,105

    ​

     

    3,815

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    Commitments and Contingencies (Note 11)

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    SHAREHOLDERS’ EQUITY:

    ​

     

      

    ​

     

      

    Common stock, $.10 par value; shares authorized – 20,000,000; shares issued – 5,305,199 at October 31, 2025 and 5,287,449 at April 30, 2025

    ​

     

    531

    ​

    ​

    528

    Capital contributed in excess of par value

    ​

     

    33,581

    ​

     

    33,409

    Retained earnings

    ​

     

    101,916

    ​

     

    96,024

    TOTAL SHAREHOLDERS’ EQUITY

    ​

     

    136,028

    ​

     

    129,961

    TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY

    ​

    $

    140,133

    ​

    $

    133,776

    ​

    The accompanying notes to unaudited condensed consolidated financial statements are an integral part of these unaudited condensed consolidated financial statements.

    ​

    2

    Table of Contents

    AMREP CORPORATION AND SUBSIDIARIES

    CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS (UNAUDITED)

    Three and Six Months Ended October 31, 2025 and 2024

    (Amounts in thousands, except per share amounts)

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    Three Months ended October 31, 

    ​

    Six Months ended October 31, 

    ​

        

    2025

        

    2024

        

    2025

        

    2024

    REVENUES:

     

    ​

      

     

    ​

      

     

    ​

      

     

    ​

      

    Land sale revenues

    ​

    $

    825

    ​

    $

    5,857

    ​

    $

    8,319

    ​

    $

    15,206

    Home sale revenues

    ​

    ​

    7,725

    ​

    ​

    5,334

    ​

    ​

    17,296

    ​

    ​

    14,326

    Other revenues

    ​

     

    848

    ​

     

    715

    ​

     

    1,635

    ​

     

    1,465

    Total revenues

    ​

     

    9,398

    ​

     

    11,906

    ​

     

    27,250

    ​

     

    30,997

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    COSTS AND EXPENSES:

    ​

     

      

    ​

     

    ​

    ​

     

      

    ​

     

    ​

    Land sale cost of revenues, net

    ​

     

    168

    ​

     

    2,326

    ​

     

    2,521

    ​

     

    7,235

    Home sale cost of revenues

    ​

    ​

    5,831

    ​

    ​

    4,277

    ​

    ​

    13,012

    ​

    ​

    11,522

    Other cost of revenues

    ​

     

    324

    ​

     

    334

    ​

     

    648

    ​

     

    648

    General and administrative expenses

    ​

     

    1,956

    ​

    ​

    1,825

    ​

    ​

    3,804

    ​

    ​

    3,456

    Total costs and expenses

    ​

     

    8,279

    ​

     

    8,762

    ​

     

    19,985

    ​

     

    22,861

    Operating income

    ​

    ​

    1,119

    ​

    ​

    3,144

    ​

    ​

    7,265

    ​

    ​

    8,136

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    Interest income, net

    ​

     

    459

    ​

     

    576

    ​

     

    915

    ​

     

    857

    Income before income taxes

    ​

    ​

    1,578

    ​

    ​

    3,720

    ​

    ​

    8,180

    ​

    ​

    8,993

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    Benefit (provision) for income taxes

    ​

    ​

    (378)

    ​

    ​

    322

    ​

    ​

    (2,288)

    ​

    ​

    (887)

    Net income

    ​

    $

    1,200

    ​

    $

    4,042

    ​

    $

    5,892

    ​

    $

    8,106

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    Earnings per share – basic

    ​

    $

    0.22

    ​

    $

    0.76

    ​

    $

    1.11

    ​

    $

    1.53

    Earnings per share – diluted

    ​

    $

    0.22

    ​

    $

    0.75

    ​

    $

    1.09

    ​

    $

    1.51

    Weighted average number of common shares outstanding – basic

    ​

     

    5,338

    ​

     

    5,320

    ​

     

    5,332

    ​

     

    5,314

    Weighted average number of common shares outstanding – diluted

    ​

     

    5,392

    ​

     

    5,374

    ​

     

    5,385

    ​

     

    5,367

    ​

    The accompanying notes to unaudited condensed consolidated financial statements are an integral part of these unaudited condensed consolidated financial statements.

    ​

    ​

    3

    Table of Contents

    AMREP CORPORATION AND SUBSIDIARIES

    CONDENSED CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (UNAUDITED)

    Three and Six Months Ended October 31, 2025 and 2024

    (Amounts in thousands)

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    Three Months ended

    ​

    Six Months ended

    ​

    ​

    October 31, 

    ​

    October 31, 

    ​

        

    2025

        

    2024

        

    2025

        

    2024

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    Net income

    ​

    $

    1,200

    ​

    $

    4,042

    ​

    $

    5,892

    ​

    $

    8,106

    Other comprehensive income, net of tax:

    ​

     

    ​

    ​

     

    ​

    ​

     

    ​

    ​

     

    ​

    Reclassification of the balance of accumulated other comprehensive income (loss) to a benefit for income taxes

    ​

    ​

    —

    ​

    ​

    (1,230)

    ​

    ​

    —

    ​

    ​

    (1,230)

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    Decrease in pension liability

    ​

     

    —

    ​

     

    —

    ​

     

    —

    ​

     

    —

    Income tax effect

    ​

    ​

    —

    ​

    ​

    —

    ​

    ​

    —

    ​

    ​

    —

    Decrease in pension liability, net of tax

    ​

    ​

    —

    ​

    ​

    —

    ​

    ​

    —

    ​

    ​

    —

    Other comprehensive income

    ​

     

    —

    ​

     

    (1,230)

    ​

     

    —

    ​

     

    (1,230)

    Total comprehensive income

    ​

    $

    1,200

    ​

    $

    2,812

    ​

    $

    5,892

    ​

    $

    6,876

    ​

    The accompanying notes to unaudited condensed consolidated financial statements are an integral part of these unaudited condensed consolidated financial statements.

    ​

    4

    Table of Contents

    AMREP CORPORATION AND SUBSIDIARIES

    CONDENSED CONSOLIDATED STATEMENTS OF SHAREHOLDERS’ EQUITY (UNAUDITED)

    Three and Six Months Ended October 31, 2025 and 2024

    (Amounts in thousands)

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    Capital

    ​

    ​

    ​

    ​

    Accumulated

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    Contributed

    ​

    ​

    ​

    ​

    Other

    ​

    ​

    ​

    ​

    ​

    Common Stock

    ​

    in Excess of

    ​

    Retained

    ​

    Comprehensive

    ​

    ​

    ​

    ​

        

    Shares

        

    Amount

        

    Par Value

        

    Earnings

        

    Income

        

    Total

    Balance, August 1, 2024

     

    5,287

    ​

    $

    526

    ​

    $

    33,043

    ​

    $

    87,372

    ​

    $

    1,230

    ​

    $

    122,171

    Stock compensation expense

    ​

    —

    ​

    ​

    1

    ​

    ​

    80

    ​

    ​

    —

    ​

    ​

    —

    ​

    ​

    81

    Compensation related to issuance of option to purchase common stock

    ​

    —

    ​

    ​

    —

    ​

    ​

    12

    ​

    ​

    —

    ​

    ​

    —

    ​

    ​

    12

    Net income

    ​

    —

    ​

    ​

    —

    ​

    ​

    —

    ​

    ​

    4,042

    ​

    ​

    —

    ​

    ​

    4,042

    Other comprehensive income

    ​

    —

    ​

    ​

    —

    ​

    ​

    —

    ​

    ​

    —

    ​

    ​

    (1,230)

    ​

    ​

    (1,230)

    Balance, October 31, 2024

     

    5,287

    ​

    $

    527

    ​

    $

    33,135

    ​

    $

    91,414

    ​

    $

    —

    ​

    $

    125,076

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    Balance, August 1, 2025

    ​

    5,306

    ​

    $

    531

    ​

    $

    33,482

    ​

    $

    100,716

    ​

    $

    —

    ​

    $

    134,729

    Stock compensation expense

    ​

    —

    ​

    ​

    —

    ​

    ​

    87

    ​

    ​

    —

    ​

    ​

    —

    ​

    ​

    87

    Compensation related to issuance of option to purchase common stock

    ​

    —

    ​

    ​

    —

    ​

    ​

    12

    ​

    ​

    —

    ​

    ​

    —

    ​

    ​

    12

    Net income

    ​

    —

    ​

    ​

    —

    ​

    ​

    —

    ​

    ​

    1,200

    ​

    ​

    —

    ​

    ​

    1,200

    Balance, October 31, 2025

     

    5,306

    ​

    $

    531

    ​

    $

    33,581

    ​

    $

    101,916

    ​

    $

    —

    ​

    $

    136,028

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    Balance, May 1, 2024

     

    5,271

    ​

    $

    526

    ​

    $

    32,986

    ​

    $

    83,308

    ​

    $

    1,230

    ​

    $

    118,050

    Issuance of restricted common stock

    ​

    16

    ​

    ​

    —

    ​

     

    —

    ​

     

    —

    ​

     

    —

    ​

     

    —

    Stock compensation expense

    ​

    —

    ​

    ​

    1

    ​

    ​

    124

    ​

    ​

    —

    ​

    ​

    —

    ​

    ​

    125

    Compensation related to issuance of option to purchase common stock

    ​

    —

    ​

    ​

    —

    ​

    ​

    25

    ​

    ​

    —

    ​

    ​

    —

    ​

    ​

    25

    Net income

    ​

    —

    ​

    ​

    —

    ​

    ​

    —

    ​

    ​

    8,106

    ​

    ​

    —

    ​

    ​

    8,106

    Other comprehensive income

    ​

    —

    ​

    ​

    —

    ​

    ​

    —

    ​

    ​

    —

    ​

    ​

    (1,230)

    ​

    ​

    (1,230)

    Balance, October 31, 2024

     

    5,287

    ​

    $

    527

    ​

    $

    33,135

    ​

    $

    91,414

    ​

    $

    —

    ​

    $

    125,076

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    Balance, May 1, 2025

    ​

    5,287

    ​

    $

    528

    ​

    $

    33,409

    ​

    $

    96,024

    ​

    $

    —

    ​

    $

    129,961

    Issuance of restricted common stock

    ​

    19

    ​

    ​

    3

    ​

    ​

    —

    ​

    ​

    —

    ​

    ​

    —

    ​

    ​

    3

    Stock compensation expense

    ​

    —

    ​

    ​

    —

    ​

    ​

    147

    ​

    ​

    —

    ​

    ​

    —

    ​

    ​

    147

    Compensation related to issuance of option to purchase common stock

    ​

    —

    ​

    ​

    —

    ​

    ​

    25

    ​

    ​

    —

    ​

    ​

    —

    ​

    ​

    25

    Net income

    ​

    —

    ​

    ​

    —

    ​

    ​

    —

    ​

    ​

    5,892

    ​

    ​

    —

    ​

    ​

    5,892

    Balance, October 31, 2025

     

    5,306

    ​

    $

    531

    ​

    $

    33,581

    ​

    $

    101,916

    ​

    $

    —

    ​

    $

    136,028

    ​

    The accompanying notes to unaudited condensed consolidated financial statements are an integral part of these unaudited condensed consolidated financial statements.

    ​

    5

    Table of Contents

    AMREP CORPORATION AND SUBSIDIARIES

    CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED)

    Six Months Ended October 31, 2025 and 2024

    (Amounts in thousands)

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    Six Months Ended October 31, 

    ​

        

    2025

        

    2024

    CASH FLOWS FROM OPERATING ACTIVITIES:

     

    ​

      

     

    ​

      

    Net income

    ​

    $

    5,892

    ​

    $

    8,106

    Adjustments to reconcile net income to net cash provided by operating activities:

    ​

     

      

    ​

     

      

    Depreciation

    ​

     

    160

    ​

     

    96

    Non-cash credits and charges:

    ​

     

    ​

    ​

     

    ​

    Stock-based compensation

    ​

     

    219

    ​

     

    209

    Deferred income tax provision

    ​

     

    1,939

    ​

     

    441

    Changes in assets and liabilities:

    ​

     

    ​

    ​

     

      

    Real estate inventory

    ​

     

    (1,746)

    ​

     

    2,628

    Investment assets, net

    ​

     

    (1,570)

    ​

     

    (469)

    Other assets

    ​

     

    (217)

    ​

     

    253

    Accounts payable and accrued expenses

    ​

     

    249

    ​

     

    (1,344)

    Income taxes (payable) receivable, net

    ​

     

    347

    ​

     

    589

    Net cash provided by operating activities

    ​

     

    5,273

    ​

     

    10,509

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    CASH FLOWS FROM INVESTING ACTIVITIES:

    ​

     

    ​

    ​

     

    ​

    Capital expenditures of property and equipment

    ​

     

    (80)

    ​

     

    (120)

    Net cash used in investing activities

    ​

     

    (80)

    ​

     

    (120)

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    CASH FLOWS FROM FINANCING ACTIVITIES:

    ​

     

    ​

    ​

     

    ​

    Debt payments

    ​

     

    (3)

    ​

     

    (3)

    Net cash used in financing activities

    ​

     

    (3)

    ​

     

    (3)

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    Increase in cash, cash equivalents and restricted cash

    ​

     

    5,190

    ​

     

    10,386

    Cash, cash equivalents and restricted cash, beginning of period

    ​

     

    39,921

    ​

     

    30,241

    Cash, cash equivalents and restricted cash, end of period

    ​

    $

    45,111

    ​

    $

    40,627

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    SUPPLEMENTAL CASH FLOW INFORMATION:

    ​

     

      

    ​

     

      

    Income taxes refunded, net

    ​

    $

    —

    ​

    $

    157

    ​

    The accompanying notes to unaudited condensed consolidated financial statements are an integral part of these unaudited condensed consolidated financial statements.

    ​

    6

    Table of Contents

    AMREP CORPORATION AND SUBSIDIARIES

    Notes to Condensed Consolidated Financial Statements (Unaudited)

    Three and Six Months Ended October 31, 2025 and 2024

    (1)           SUMMARY OF SIGNIFICANT ACCOUNTING AND FINANCIAL REPORTING POLICIES

    The accompanying unaudited condensed consolidated financial statements have been prepared by AMREP Corporation (the “Company”) pursuant to the rules and regulations of the Securities and Exchange Commission (the “SEC”) for interim financial information, and do not include all the information and footnotes required by accounting principles generally accepted in the United States of America for complete financial statements. The Company, through its subsidiaries, is primarily engaged in two business segments: land development and homebuilding. The Company has no foreign sales. Unless the context otherwise indicates, all references to the Company in this quarterly report on Form 10-Q include the Company and its subsidiaries. All intercompany accounts and transactions have been eliminated in consolidation.

    In the opinion of management, these unaudited condensed consolidated financial statements include all adjustments, which are of a normal recurring nature, considered necessary to reflect a fair statement of the results for the interim periods presented. The results of operations for such interim periods are not necessarily indicative of what may occur in future periods. Unless the context otherwise indicates, all references to 2026 and 2025 are to the fiscal years ending April 30, 2026 and 2025.

    The unaudited condensed consolidated financial statements herein should be read in conjunction with the Company’s annual report on Form 10-K for the year ended April 30, 2025, which was filed with the SEC on July 25, 2025 (the “2025 Form 10-K”). The significant accounting policies used in preparing these unaudited condensed consolidated financial statements are consistent with the accounting policies described in the 2025 Form 10-K.

    Other than as provided in Note 1 to the consolidated financial statements contained in the 2025 Form 10-K, there are no new accounting standards or updates to be adopted that the Company currently believes might have a significant impact on its unaudited condensed consolidated financial statements.

    ​

    (2)         REAL ESTATE INVENTORY

    Real estate inventory consists of (in thousands):

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    October 31, 

    ​

    April 30, 

    ​

        

    2025

        

    2025

    Land inventory

    ​

    $

    56,433

    ​

    $

    50,030

    Homebuilding model and completed inventory

    ​

    ​

    8,155

    ​

    ​

    13,090

    Homebuilding construction in process

    ​

    ​

    3,996

    ​

    ​

    3,630

    Total

    ​

    $

    68,584

    ​

    $

    66,750

    ​

    Refer to Note 2 to the consolidated financial statements contained in the 2025 Form 10-K for detail regarding real estate inventory. No interest or loan costs were capitalized in real estate inventory for the three or six months ended October 31, 2025 or October 31, 2024. Real estate taxes capitalized in real estate inventory were $22,000 and $34,000 for the three and six months ended October 31, 2025 and $17,000 and $46,000 for the three and six months ended October 31, 2024.

    7

    Table of Contents

    (3)          INVESTMENT ASSETS

    Investment assets, net consist of (in thousands):

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

        

    October 31, 

        

    April 30, 

    ​

    ​

    2025

    ​

    2025

    Land held for long-term investment

    ​

    $

    8,502

    ​

    $

    8,843

    Owned real estate leased or intended to be leased

    ​

     

    8,118

    ​

     

    6,207

    Less accumulated depreciation

    ​

    ​

    (258)

    ​

    ​

    (170)

    Owned real estate leased or intended to be leased, net

    ​

    ​

    7,860

    ​

    ​

    6,037

    Total

    ​

    $

    16,362

    ​

    $

    14,880

    ​

    Refer to Note 3 to the consolidated financial statements contained in the 2025 Form 10-K for detail regarding investment assets. As of October 31, 2025, the Company leased 28 homes to residential tenants. As of April 30, 2025, the Company leased 21 homes to residential tenants. Depreciation associated with owned real estate leased or intended to be leased was $49,000 and $88,000 for the three and six months ended October 31, 2025 and $24,000 and $48,000 for the three and six months ended October 31, 2024.

    ​

    (4)          OTHER ASSETS

    Other assets consist of (in thousands):

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

        

    October 31, 

        

    April 30, 

    ​

    ​

    2025

    ​

    2025

    Prepaid expenses

    ​

    $

    519

    ​

    $

    470

    Miscellaneous assets

    ​

    ​

    332

    ​

    ​

    283

    Property

    ​

    ​

    2,138

    ​

    ​

    2,060

    Equipment

    ​

    ​

    569

    ​

    ​

    567

    Less accumulated depreciation of property and equipment

    ​

    ​

    (512)

    ​

    ​

    (441)

    Property and equipment, net

    ​

    ​

    2,195

    ​

    ​

    2,186

    Total

    ​

    $

    3,046

    ​

    $

    2,939

    ​

    Prepaid expenses as of October 31, 2025 primarily consist of land development cash collateralized performance guaranties and insurance. Prepaid expenses as of April 30, 2025 primarily consist of land development cash collateralized performance guaranties and insurance. Amortized lease cost for right-of-use assets associated with the leases of office facilities was $7,000 and $14,000 for the three and six months ended October 31, 2025 and $7,000 and $14,000 for the three and six months ended October 31, 2024. Depreciation expense associated with property and equipment was $33,000 and $72,000 for the three and six months ended October 31, 2025 and $24,000 and $48,000 for the three and six months ended October 31, 2024.

    (5)          ACCOUNTS PAYABLE AND ACCRUED EXPENSES

    Accounts payable and accrued expenses consist of (in thousands):

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

        

    October 31, 

        

    April 30, 

    ​

    ​

    2025

    ​

    2025

    Land development and homebuilding operations

    ​

    ​

    ​

    ​

    ​

    ​

    Accrued expenses

    ​

    $

    1,645

    ​

    $

    1,083

    Trade payables

    ​

     

    1,242

    ​

     

    1,305

    Customer deposits

    ​

    ​

    744

    ​

    ​

    833

    ​

    ​

    ​

    3,631

    ​

    ​

    3,221

    Corporate operations

    ​

    ​

    421

    ​

    ​

    568

    Total

    ​

    $

    4,052

    ​

    $

    3,789

    ​

    8

    Table of Contents

    (6)          NOTES PAYABLE

    The following tables present information on the Company’s notes payable in effect as of October 31, 2025 (dollars in thousands):

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

        

    Principal Amount

        

    ​

    ​

    ​

    ​

    ​

    Available for

    ​

    Outstanding Principal

    ​

    ​

    ​

    ​

    New Borrowings

    ​

    Amount

    ​

        

    ​

    ​

    October 31, 

    ​

    October 31, 

    ​

    April 30, 

    Loan Identifier

    ​

    Lender

    ​

    2025

    ​

    2025

        

    2025

    Revolving Line of Credit

    ​

    BOKF

     

    $

    4,438

     

    $

    —

     

    $

    —

    Equipment Financing

    ​

    DC

    ​

    ​

    —

    ​

    ​

    23

    ​

    ​

    26

    Total

    ​

    ​

    ​

    $

    4,438

    ​

    $

    23

    ​

    $

    26

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    October 31, 2025

    ​

    ​

    Interest

    ​

    Mortgaged Property

    ​

    Scheduled

    Loan Identifier

        

    Rate

        

    Book Value

        

    Maturity

    Revolving Line of Credit

     

    7.18

    %  

    $

    1,721

    ​

    August 2028

    Equipment Financing

     

    2.35

    %  

     

    23

    ​

    June 2028

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    Principal Repayments

    ​

    ​

    Three Months Ended

    ​

    Six Months Ended

    ​

    ​

    October 31, 

    ​

    October 31, 

    Loan Identifier

        

    2025

        

    2024

        

    2025

        

    2024

    Revolving Line of Credit

    ​

    $

    —

    ​

    $

    —

    ​

    $

    —

    ​

    $

    —

    Equipment Financing

    ​

     

    2

    ​

     

    2

    ​

     

    3

    ​

     

    3

    Total

    ​

    $

    2

    ​

    $

    2

    ​

    $

    3

    ​

    $

    3

    ​

    There were no capitalized interest and fees for the three and six months ended October 31, 2025 and October 31, 2024 for the Company’s notes payable in effect as of October 31, 2025. As of October 31, 2025, the Company was in compliance with the financial covenants contained in the loan documentation for the then outstanding notes payable. Refer to Note 6 to the consolidated financial statements contained in the 2025 Form 10-K for detail about the above notes payable.

    In August 2025, ASW and BOKF entered into the Seventh Modification Agreement to the Loan Agreement and ASW entered into the Second Amended and Restated Revolving Line of Credit Promissory Note in favor of BOKF. These documents resulted in the following changes to the revolving line of credit financing facility: (1) the scheduled maturity date of the loan was changed to August 15, 2028 and (2) the maximum amount available for borrowing increased by $750,000 to a new total maximum amount of $6,500,000. ASW incurred customary costs and expenses and paid certain fees to BOKF in connection with the amendment of the revolving line of credit financing facility.

    As of October 31, 2025, the Company had (a) loan reserves outstanding under its Revolving Line of Credit in the aggregate principal amount of $1,812,000 in favor of a municipality guarantying the completion of improvements in a subdivision being constructed by the Company and (b) $250,000 reserved under its Revolving Line of Credit for credit card usage. The amounts under the loan reserves and credit card reserve are not reflected as outstanding principal in notes payable.

    The following table summarizes the notes payable scheduled principal repayments subsequent to October 31, 2025 (in thousands):

    ​

    ​

    ​

    ​

    Fiscal Year

        

    Scheduled Payments

    2026

    ​

    $

    4

    2027

    ​

    ​

    9

    2028

    ​

     

    9

    2029

    ​

     

    1

    Total

    ​

    $

    23

    ​

    ​

    9

    Table of Contents

    (7)          REVENUES

    Land sale revenues. Land sale revenues are sales of developed residential land, developed commercial land and undeveloped land.

    Home sale revenues. Home sale revenues are sales of homes constructed and sold by the Company.

    Other revenues. Other revenues consist of (in thousands):

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    Three Months Ended

    ​

    Six Months Ended

    ​

    ​

    October 31, 

    ​

    October 31, 

    ​

        

    2025

        

    2024

        

    2025

        

    2024

    Landscaping revenues

    ​

    $

    565

    ​

    $

    482

    ​

    $

    1,106

    ​

    $

    1,103

    Miscellaneous other revenues

    ​

     

    283

    ​

     

    233

    ​

     

    529

    ​

     

    362

    Total

    ​

    $

    848

    ​

    $

    715

    ​

    $

    1,635

    ​

    $

    1,465

    ​

    Refer to Note 7 to the consolidated financial statements contained in the 2025 Form 10-K for detail about the categories of other revenues.

    Miscellaneous other revenues for the three and six months ended October 31, 2025 primarily consist of management fees for homeowners’ associations and residential rental revenues. Miscellaneous other revenues for the three and six months ended October 31, 2024 primarily consist of extension fees for purchase contracts and residential rental revenues.

    Major customers:

    ●Substantially all of the land sale revenues were received from one customer and two customers for the three and six months ended October 31, 2025 and three customers and four customers for the three and six months ended October 31, 2024. Other than receivables for immaterial amounts, there were no outstanding receivables from these customers as of October 31, 2025 or October 31, 2024.
    ●There were no customers that contributed in excess of 10% of the Company’s revenues for the three months ended October 31, 2025. There were two customers that each contributed in excess of 10% of the Company’s revenues for the three months ended October 31, 2024. The revenues for such customers for the three months ended October 31, 2024 were as follows: $2,224,000 and $2,502,000, with this revenue reported in the Company’s land development business segment.
    ●There were no customers that contributed in excess of 10% of the Company’s revenues for the six months ended October 31, 2025. There were two customers that each contributed in excess of 10% of the Company’s revenues for the six months ended October 31, 2024. The revenues from such customers for the six months ended October 31, 2024 were as follows: $4,159,000 and $6,036,000, with this revenue reported in the Company’s land development business segment.

    (8)          COST OF REVENUES

    Land sale cost of revenues, net consists of (in thousands):

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

        

    Three Months Ended

        

    Six Months Ended

    ​

    ​

    October 31, 

    ​

    October 31, 

    ​

        

    2025

        

    2024

        

    2025

        

    2024

    Land sale cost of revenues

    ​

    $

    543

    ​

    $

    2,745

    ​

    $

    3,668

    ​

    $

    9,891

    Less:

    ​

     

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    Public improvement district reimbursements

    ​

     

    (192)

    ​

    ​

    —

    ​

    ​

    (497)

    ​

    ​

    (814)

    Private infrastructure covenant reimbursements

    ​

     

    (124)

    ​

    ​

    (131)

    ​

    ​

    (225)

    ​

    ​

    (373)

    Payments for impact fee credits

    ​

     

    (59)

    ​

    ​

    (288)

    ​

    ​

    (425)

    ​

    ​

    (1,469)

    Land sale cost of revenues, net

    ​

    $

    168

    ​

    $

    2,326

    ​

    $

    2,521

    ​

    $

    7,235

    ​

    Refer to Note 8 to the consolidated financial statements contained in the 2025 Form 10-K for detail about land sale cost of revenues, net.

    10

    Table of Contents

    Home sale cost of revenues includes costs for residential homes that were sold.

    Other cost of revenues for the three and six months ended October 31, 2025 and October 31, 2024 consists of the cost of goods sold for landscaping services.

    (9)          GENERAL AND ADMINISTRATIVE EXPENSES

    General and administrative expenses consist of (in thousands):

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    Three Months Ended

    ​

    Six Months Ended

    ​

    ​

    October 31, 

    ​

    October 31, 

    ​

        

    2025

        

    2024

        

    2025

        

    2024

    Land development

    ​

    $

    1,042

    ​

    $

    987

    ​

    $

    2,030

    ​

    $

    1,895

    Homebuilding

    ​

     

    479

    ​

    ​

    417

    ​

    ​

    926

    ​

    ​

    807

    Corporate

    ​

    ​

    435

    ​

    ​

    421

    ​

    ​

    848

    ​

    ​

    754

    Total

    ​

    $

    1,956

    ​

    $

    1,825

    ​

    $

    3,804

    ​

    $

    3,456

    ​

    ​

    (10)          BENEFIT PLANS

    401(k). Refer to Note 11 to the consolidated financial statements contained in the 2025 Form 10-K for detail regarding the Company’s 401(k) plan. For its 401(k) employer contribution, the Company accrued $36,000 and $67,000 for the three and six months ended October 31, 2025 and $41,000 and $63,000 for the three and six months ended October 31, 2024.

    Equity compensation plan. Refer to Note 11 to the consolidated financial statements contained in the 2025 Form 10-K for detail regarding the AMREP Corporation 2016 Equity Compensation Plan (the “Equity Plan”). The summary of the restricted share award activity for the six months ended October 31, 2025 presented below represents the maximum number of shares that could become vested after that date:

    ​

    ​

    ​

    ​

    ​

        

    Number of

    Restricted share awards

    ​

    Shares

    Non-vested as of April 30, 2025

     

    31,942

    Granted during the six months ended October 31, 2025

     

    18,500

    Vested during the six months ended October 31, 2025

     

    (15,715)

    Forfeited during the six months ended October 31, 2025

     

    (750)

    Non-vested as of October 31, 2025

     

    33,977

    ​

    The Company recognized non-cash compensation expense related to the vesting of restricted shares of common stock net of forfeitures of $85,000 and $149,000 for the three and six months ended October 31, 2025 and $86,000 and $139,000 for the three and six months ended October 31, 2024. As of October 31, 2025, there was $454,000 of unrecognized compensation expense related to restricted shares of common stock previously issued under the Equity Plan which had not vested, which is expected to be recognized over the remaining vesting term not to exceed three years.

    Refer to Note 11 to the consolidated financial statements contained in the 2025 Form 10-K for detail regarding the option to purchase 50,000 shares of common stock of the Company under the Equity Plan. As of October 31, 2025, the option had not been exercised, cancelled or forfeited. The Company recognized non-cash compensation expense related to the option of $12,000 and $25,000 for the three and six months ended October 31, 2025 and $12,000 and $25,000 for the three and six months ended October 31, 2024. As of October 31, 2025 and October 31, 2024, the option was in-the-money and therefore was included in “weighted average number of common shares outstanding – diluted” when calculating diluted earnings per share.

    Director compensation non-cash expense, which is recognized for the annual grant of deferred common share units to non-employee members of the Company’s Board of Directors ratably over each director’s service in office during the calendar year, was $22,000 and $45,000 for the three and six months ended October 31, 2025 and $22,000 and $45,000 for the three and six months ended October 31, 2024. As of October 31, 2025, there was $75,000 of accrued compensation expense related to the deferred common share units expected to be issued in December 2025. As of October 31, 2024, there was $75,000 of accrued compensation expense related to the deferred common share units issued in December 2024.

    11

    Table of Contents

    Pension Plan. In connection with the termination of the Company’s defined benefit pension plan, $1,230,000 of income tax effects that remained in accumulated other comprehensive income were reclassified to a benefit for income taxes during the three months ended October 31, 2024. Refer to Note 11 to the consolidated financial statements contained in the 2025 Form 10-K for detail regarding accumulated other comprehensive income.

    (11) COMMITMENTS AND CONTINGENCIES

    Refer to Note 13 to the consolidated financial statements contained in the 2025 Form 10-K for detail regarding the Company’s warranty reserves, security for performance obligations and litigation.

    Warranty Reserves. Changes in warranty reserves were as follows (in thousands):

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

        

    Three Months Ended

        

    Six Months Ended

    ​

    ​

    October 31, 

    ​

    October 31, 

    ​

    ​

    2025

        

    2024

    ​

    2025

        

    2024

    Balance at beginning of period

        

    $

    303

        

    $

    215

        

    $

    259

        

    $

    174

    Warranty issued during period

    ​

     

    40

    ​

     

    25

    ​

     

    91

    ​

     

    70

    Change in pre-existing reserves

    ​

    ​

    —

    ​

    ​

    —

    ​

    ​

    —

    ​

    ​

    —

    Warranty expenditures during period

    ​

     

    (3)

    ​

     

    (6)

    ​

     

    (10)

    ​

     

    (10)

    Balance at end of period

    ​

    $

    340

    ​

    $

    234

    ​

    $

    340

    ​

    $

    234

    ​

    Security for Performance Obligations. As of October 31, 2025, the Company had loan reserves outstanding under its Revolving Line of Credit in the aggregate principal amount of $1,812,000 in favor of a municipality guarantying the completion of improvements in a subdivision being constructed by the Company.

    Litigation. The Company has not accrued any amounts related to litigation matters as of October 31, 2025.

    (12) EARNINGS PER SHARE

    Refer to Note 14 to the consolidated financial statements contained in the 2025 Form 10-K for detail regarding the calculation of earnings per share – basic and earnings per share – diluted.

    The components of earnings per share – basic are as follows (amounts in thousands, except per share amounts):

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

        

    Three Months Ended

        

    Six Months Ended

    ​

    ​

    October 31, 

    ​

    October 31, 

    ​

    ​

    2025

        

    2024

    ​

    2025

        

    2024

    Numerator:

    ​

    ​

      

     

    ​

      

    ​

    ​

      

     

    ​

      

    Net income

    ​

    $

    1,200

    ​

    $

    4,042

    ​

    $

    5,892

    ​

    $

    8,106

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    Denominator:

    ​

     

      

    ​

     

      

    ​

     

      

    ​

     

      

    Weighted average number of common shares outstanding – basic

    ​

     

    5,338

    ​

     

    5,320

    ​

     

    5,332

    ​

     

    5,314

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    Earnings per share – basic

    ​

    $

    0.22

    ​

    $

    0.76

    ​

    $

    1.11

    ​

    $

    1.53

    ​

    12

    Table of Contents

    The components of earnings per share – diluted are as follows (amounts in thousands, except per share amounts):

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

        

    Three Months Ended

        

    Six Months Ended

    ​

    ​

    October 31, 

    ​

    October 31, 

    ​

    ​

    2025

        

    2024

    ​

    2025

        

    2024

    Numerator:

    ​

     

      

    ​

     

      

    ​

     

      

    ​

     

      

    Net income

    ​

    $

    1,200

     

    $

    4,042

    ​

    $

    5,892

     

    $

    8,106

    Denominator:

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    Weighted average number of common shares outstanding – basic

    ​

    ​

    5,338

    ​

    ​

    5,320

    ​

    ​

    5,332

    ​

    ​

    5,314

    Dilutive effect of unvested shares of restricted common stock

    ​

    ​

    53

    ​

    ​

    32

    ​

    ​

    34

    ​

    ​

    16

    Dilutive effect of shares issuable upon the exercise of stock options that are in-the-money

    ​

    ​

    1

    ​

    ​

    22

    ​

    ​

    19

    ​

    ​

    37

    Weighted average number of common shares outstanding – diluted

    ​

    ​

    5,392

    ​

    ​

    5,374

    ​

    ​

    5,385

    ​

    ​

    5,367

    Earnings per share – diluted

    ​

    $

    0.22

     

    $

    0.75

    ​

    $

    1.09

     

    $

    1.51

    ​

    ​

    (13)         INFORMATION ABOUT THE COMPANY’S OPERATIONS IN DIFFERENT INDUSTRY SEGMENTS

    Refer to Note 15 to the consolidated financial statements contained in the 2025 Form 10-K for detail regarding the Company’s operations in different industry segments. With respect to the tables below, (1) revenue information provided for the land development segment includes certain amounts classified as home sale revenues in the accompanying condensed consolidated statements of operations, (2) general and administrative expenses primarily relate to payroll, employee benefits and professional expenses and (3) segment assets exclude corporate assets, such as cash and cash equivalents, corporate facilities and tax assets.

    Three months ended October 31, 2025. The following table sets forth summarized data for the industry segments in which the Company operated for the three months ended October 31, 2025 (in thousands):

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

        

    ​

        

    ​

    ​

        

    ​

    ​

    For the Three Months Ended

    ​

    Land 

    ​

    ​

    ​

    ​

    October 31, 2025

        

    Development

        

    Homebuilding

        

    Consolidated

    Revenues

    ​

    $

    2,204

    ​

    $

    6,346

    ​

    $

    8,550

    Other Revenues

    ​

    ​

    826

    ​

    ​

    22

    ​

    ​

    848

    Segment Revenues

    ​

    ​

    3,030

    ​

    ​

    6,368

    ​

    ​

    9,398

    Cost of Revenues

    ​

    ​

    1,221

    ​

    ​

    4,778

    ​

    ​

    5,999

    Other Cost of Revenues

    ​

    ​

    324

    ​

    ​

    —

    ​

    ​

    324

    General and administrative expenses

    ​

    ​

    1,042

    ​

    ​

    479

    ​

    ​

    1,521

    Segment profit (loss)

    ​

    ​

    443

    ​

    ​

    1,111

    ​

    ​

    1,554

    Interest income, net

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    459

    Other income

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    —

    Unallocated amounts:

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    Other corporate general and administrative expenses

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    (435)

    Income before income taxes

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    $

    1,578

    Depreciation and amortization

    ​

    $

    77

    ​

    $

    4

    ​

    ​

    ​

    Capital expenditures

    ​

    $

    (3)

    ​

    $

    63

    ​

    ​

    ​

    ​

    13

    Table of Contents

    Three months ended October 31, 2024. The following table sets forth summarized data for the industry segments in which the Company operated for the three months ended October 31, 2024 (in thousands):

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    For the Three Months Ended

    ​

    Land 

    ​

    ​

    ​

    ​

    ​

    ​

    October 31, 2024

        

    Development

        

    Homebuilding

        

    Consolidated

    Revenues

    ​

    $

    6,955

    ​

    $

    4,236

    ​

    $

    11,191

    Other Revenues

    ​

    ​

    714

    ​

    ​

    1

    ​

    ​

    715

    Segment Revenues

    ​

    ​

    7,669

    ​

    ​

    4,237

    ​

    ​

    11,906

    Cost of Revenues

    ​

    ​

    3,575

    ​

    ​

    3,028

    ​

    ​

    6,603

    Other Cost of Revenues

    ​

    ​

    334

    ​

    ​

    —

    ​

    ​

    334

    General and administrative expenses

    ​

    ​

    987

    ​

    ​

    417

    ​

    ​

    1,404

    Segment profit (loss)

    ​

    ​

    2,773

    ​

    ​

    792

    ​

    ​

    3,565

    Interest income, net

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    576

    Other income

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    —

    Unallocated amounts:

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    Other corporate general and administrative expenses

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    (421)

    Income before income taxes

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    $

    3,720

    Depreciation and amortization

    ​

    $

    45

    ​

    $

    2

    ​

    ​

    ​

    Capital expenditures

    ​

    $

    86

    ​

    $

    1

    ​

    ​

    ​

    ​

    Six months ended October 31, 2025. The following table sets forth summarized data for the industry segments in which the Company operated for the six months ended October 31, 2025 (in thousands):

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    For the Six Months Ended

        

    Land

    ​

    ​

    ​

    ​

    ​

    ​

    October 31, 2025

        

    Development

        

    Homebuilding

        

    Consolidated

    Revenues

    ​

    $

    11,049

    ​

    $

    14,566

    ​

    $

    25,615

    Other Revenues

    ​

    ​

    1,592

    ​

    ​

    43

    ​

    ​

    1,635

    Segment Revenues

    ​

    ​

    12,641

    ​

    ​

    14,609

    ​

    ​

    27,250

    Cost of Revenues

     

    ​

    4,803

     

    ​

    10,730

     

    ​

    15,533

    Other Cost of Revenues

     

    ​

    648

     

    ​

    —

     

    ​

    648

    General and administrative expenses

     

    ​

    2,030

     

    ​

    926

     

    ​

    2,956

    Segment profit (loss)

     

    ​

    5,160

     

    ​

    2,953

     

    ​

    8,113

    Interest income, net

     

    ​

    ​

     

    ​

      

     

    ​

    915

    Other income

     

    ​

    ​

     

    ​

      

     

    ​

    —

    Unallocated amounts:

     

    ​

      

     

    ​

      

     

    ​

      

    Other corporate general and administrative expenses

     

    ​

    ​

     

    ​

      

     

    ​

    (848)

    Income before income taxes

    ​

    ​

    ​

     

    ​

      

     

    $

    8,180

    Depreciation and amortization

    ​

    $

    145

    ​

    $

    14

     

    ​

      

    Capital expenditures

    ​

    $

    —

    ​

    $

    80

     

    ​

      

    Segment assets as of October 31, 2025

    ​

    $

    115,465

    ​

    $

    23,450

     

    ​

      

    14

    Table of Contents

    Six months ended October 31, 2024. The following table sets forth summarized data for the industry segments in which the Company operated for the six months ended October 31, 2024 (in thousands):

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    For the Six Months Ended

    ​

    Land

    ​

    ​

    ​

    ​

    ​

    ​

    October 31, 2024

        

    Development

        

    Homebuilding

        

    Consolidated

    Revenues

    ​

    $

    17,622

    ​

    $

    11,910

    ​

    $

    29,532

    Other Revenues

     

    ​

    1,455

     

    ​

    5

     

    ​

    1,460

    Segment Revenues

     

    ​

    19,077

     

    ​

    11,915

     

    ​

    30,992

    Cost of Revenues

     

    ​

    9,729

     

    ​

    9,028

     

    ​

    18,757

    Other Cost of Revenues

     

    ​

    648

     

    ​

    —

     

    ​

    648

    General and administrative expenses

     

    ​

    1,895

     

    ​

    807

     

    ​

    2,702

    Segment profit (loss)

     

    ​

    6,805

     

    ​

    2,080

     

    ​

    8,885

    Interest income, net

     

    ​

    ​

     

    ​

      

     

    ​

    857

    Other income

     

    ​

    ​

     

    ​

      

     

    ​

    —

    Unallocated amounts:

     

    ​

      

     

    ​

      

     

    ​

      

    Other corporate general and administrative expenses

     

    ​

    ​

     

    ​

      

     

    ​

    (749)

    Income before income taxes

    ​

    ​

    ​

     

    ​

      

     

    $

    8,993

    Depreciation and amortization

    ​

    $

    91

    ​

    $

    5

     

    ​

      

    Capital expenditures

    ​

    $

    110

    ​

    $

    10

     

    ​

      

    Segment assets as of October 31, 2024

    ​

    $

    102,749

    ​

    $

    14,790

     

    ​

      

    ​

    ​

    ​

    ​

    15

    Table of Contents

    Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations

    AMREP Corporation (the “Company”), through its subsidiaries, is primarily engaged in two business segments: land development and homebuilding. The Company has no foreign sales or activities outside the United States. Unless the context otherwise indicates, all references to the Company in this quarterly report on Form 10-Q include the Company and its subsidiaries. The following provides information that management believes is relevant to an assessment and understanding of the Company’s unaudited condensed consolidated results of operations and financial condition. The information contained in this Item 2 should be read in conjunction with the unaudited condensed consolidated financial statements and related notes thereto included in this report on Form 10-Q and with the Company’s annual report on Form 10-K for the year ended April 30, 2025, which was filed with the Securities and Exchange Commission on July 25, 2025 (the “2025 Form 10-K”). Many of the amounts and percentages presented in this Item 2 have been rounded for convenience of presentation. Unless the context otherwise indicates, all references to 2026 and 2025 are to the fiscal years ending April 30, 2026 and 2025.

    CRITICAL ACCOUNTING POLICIES AND ESTIMATES

    Management’s discussion and analysis of financial condition and results of operations is based on the accounting policies used and disclosed in the 2025 condensed consolidated financial statements and accompanying notes that were prepared in accordance with accounting principles generally accepted in the United States of America and included as part of the 2025 Form 10-K. The preparation of the unaudited condensed consolidated financial statements included in this report on Form 10-Q required management to make estimates and assumptions that affected the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the dates of the unaudited condensed consolidated financial statements and the reported amounts of revenues and expenses during the reporting periods. Actual amounts or results could differ from those estimates and assumptions.

    The Company’s critical accounting policies, assumptions and estimates are described in Item 7 of Part II of the 2025 Form 10-K. There have been no changes in these critical accounting policies.

    Information concerning the Company’s implementation and the impact of recent accounting standards or updates issued by the Financial Accounting Standards Board is included in the notes to the consolidated financial statements contained in the 2025 Form 10-K and in the notes to the unaudited condensed consolidated financial statements included in this report on Form 10-Q. The Company did not adopt any accounting policy in the six months ended October 31, 2025 that had a material effect on its unaudited condensed consolidated financial statements.

    ​

    16

    Table of Contents

    RESULTS OF OPERATIONS

    For the three months ended October 31, 2025, the Company had net income of $1,200,000, or $0.22 per diluted share, compared to net income of $4,042,000, or $0.75 per diluted share, for the three months ended October 31, 2024. For the six months ended October 31, 2025, the Company had net income of $5,892,000, or $1.09 per diluted share, compared to net income of $8,106,000, or $1.51 per diluted share, for the six months ended October 31, 2024.

    During 2026 and 2025, the Company experienced material delays in municipal entitlements, infrastructure availability, approvals and inspections and utility response times in both the land development business segment and homebuilding business segment, which caused delays in construction and the realization of revenues and increases in cost of revenues. While construction and land costs remain elevated, the Company has been able to partially offset these cost increases through land and home price increases in 2026 and 2025 due to a strong pricing environment, which may not continue. The rising cost of housing due to increases in average sales prices in recent years and the level of mortgage interest rates, coupled with general inflation in the U.S. economy and other macroeconomic factors, have placed pressure on overall housing affordability, negatively affecting demand and have caused many potential homebuyers to pause and reconsider their housing choices. In addition, any tariffs on goods used as inputs in both the land development business segment and homebuilding business segment may result in further increases in the cost of housing and average sales prices. Given the affordability challenges and the resulting impact on demand, the Company has provided sales incentives on certain homes, reduced the sale prices of certain homes, reduced the size of lots and homes, opportunistically leased completed homes and slowed the pace of housing starts and land development projects. During 2026 and 2025, the Company reduced the number and scope of its active land development projects and delayed proceeding with certain new land development projects due to market headwinds and uncertainty and an increase in entitlement and infrastructure delays as compared to prior years. This is expected to result in a reduction of revenues from the sale of developed residential land during 2026 as compared to 2025. Future economic conditions and the demand for land and homes are subject to continued uncertainty due to many factors, including macroeconomic factors, changes in mortgage interest rates, inflation, tariffs, supplies of new and existing home inventory available for sale, labor shortages and other factors. The Company’s past performance may not be indicative of future results.

    Revenues. The following presents information on revenues (dollars in thousands):

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

        

    Three Months Ended October 31, 

    ​

    Increase

    ​

    ​

        

    2025

        

    2024

        

    (decrease)

    ​

    Land sale revenues

    ​

    $

    825

    ​

    $

    5,857

    ​

    $

    (5,032)

        

    (86)

    %

    Home sale revenues

    ​

     

    7,725

    ​

     

    5,334

    ​

     

    2,391

     

    45

    %

    Other revenues

    ​

     

    848

    ​

     

    715

    ​

     

    133

     

    19

    %

    Total

    ​

    $

    9,398

    ​

    $

    11,906

    ​

    ​

    (2,508)

     

    (21)

    %

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

        

    Six Months Ended October 31,

        

    Increase 

    ​

    ​

     

    2025

        

    2024

        

    (decrease)

    ​

    Land sale revenues

    ​

    $

    8,319

    ​

    $

    15,206

    ​

    $

    (6,887)

        

    (45)

    %

    Home sale revenues

    ​

     

    17,296

    ​

     

    14,326

    ​

     

    2,970

     

    21

    %

    Other revenues

    ​

     

    1,635

    ​

     

    1,465

    ​

     

    170

     

    12

    %

    Total

    ​

    $

    27,250

    ​

    $

    30,997

    ​

     

    (3,747)

     

    (12)

    %

    ​

    ●The change in land sale revenues for the three months ended October 31, 2025 compared to the prior period was primarily due to decreases in revenues from the sale of developed residential land and undeveloped land. The change in land sale revenues for the six months ended October 31, 2025 compared to the prior period was primarily due to a decrease in revenues from the sale of developed residential land offset in part by increases in revenues from the sale of undeveloped land and commercial developed land. During the six months ended October 31, 2025, the Company sold 467 acres of contiguous undeveloped land in Sandoval County, New Mexico, representing $2,174,000 of revenue, to one purchaser. During the three months ended October 31, 2024, the Company sold 549 acres of contiguous undeveloped land in Sandoval County, New Mexico, representing $2,502,000 of revenue, to one purchaser. The Company’s land sale revenues consist of (dollars in thousands):

    17

    Table of Contents

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    Three Months Ended October 31, 2025

    ​

    Three Months Ended October 31, 2024

    ​

        

    Acres Sold

        

    Revenues

        

    Revenue Per Acre1

        

    Acres Sold

        

    Revenues

        

    Revenue Per Acre1

    Developed

    ​

      

    ​

      

    ​

    ​

      

    ​

    ​

      

    ​

      

    ​

    ​

      

    ​

    Residential

     

    1.0

    ​

    $

    689

    ​

    $

    710

     

    4.1

    ​

    $

    3,283

    ​

    $

    801

    Commercial

     

    —

    ​

     

    —

    ​

     

    —

     

    —

    ​

    ​

    —

    ​

    ​

    —

    Total Developed

     

    1.0

    ​

    ​

    689

    ​

    ​

    710

     

    4.1

    ​

    ​

    3,283

    ​

    ​

    801

    Undeveloped

     

    15.7

    ​

     

    136

    ​

     

    9

     

    567.1

    ​

    ​

    2,574

    ​

    ​

    5

    Total

     

    16.7

    ​

    $

    825

    ​

    ​

    50

     

    571.2

    ​

    $

    5,857

    ​

    ​

    10

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    Six Months Ended October 31, 2025

    ​

    Six Months Ended October 31, 2024

    ​

        

    Acres Sold

        

    Revenues

        

    Revenue Per Acre1

        

    Acres Sold

    ​

    Revenues

    ​

    Revenue Per Acre1

    Developed

    ​

      

    ​

      

    ​

    ​

      

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    Residential

     

    6.6

    ​

    $

    4,917

    ​

    $

    745

     

    16

    ​

    $

    12,468

    ​

    $

    779

    Commercial

     

    3.3

    ​

     

    1,000

    ​

     

    303

     

    —

    ​

     

    —

    ​

     

    —

    Total Developed

     

    9.9

    ​

    ​

    5,917

    ​

    ​

    598

     

    16

    ​

    ​

    12,468

    ​

    ​

    779

    Undeveloped

     

    501.8

    ​

     

    2,402

    ​

     

    5

     

    585.2

    ​

     

    2,738

    ​

     

    5

    Total

     

    511.7

    ​

    $

    8,319

    ​

    ​

    16

     

    601.2

    ​

    $

    15,206

    ​

    ​

    25

    1 Revenue per acre may not calculate precisely due to the rounding of revenues to the nearest thousand dollars.

    The changes in the revenue per acre of developed residential land, developed commercial land and undeveloped land for the three and six months ended October 31, 2025 compared to the prior periods were primarily due to the location and mix of land sold.

    ●The changes in home sale revenues for the three and six months ended October 31, 2025 compared to the prior periods were primarily due to an increase in the number of homes sold. The changes in average selling prices for the three and six months ended October 31, 2025 compared to the prior periods were primarily due to the location, size and mix of homes sold. The Company’s home sale revenues consist of (dollars in thousands):

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    Three Months Ended October 31, 

    ​

        

    2025

        

    2024

    Homes sold

     

    ​

    18

     

    ​

    12

    Average selling price

    ​

    $

    435

    ​

    $

    444

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

        

    Six Months Ended October 31,

    ​

    ​

    2025

        

    2024

    Homes sold

     

     

    40

     

     

    33

    Average selling price

     

    $

    435

     

    $

    434

    ​

    As of October 31, 2025, the Company had 59 homes in production, including 16 homes under contract, which homes under contract represented $7,446,000 of expected home sale revenues when closed, subject to customer cancellations and change orders. As of October 31, 2024, the Company had 70 homes in production, including 15 homes under contract, which homes under contract represented $6,610,000 of expected home sale revenues when closed, subject to customer cancellations and change orders.

    18

    Table of Contents

    ●Other revenues consist of (in thousands):

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    Three Months Ended October 31, 

    ​

        

    2025

        

    2024

    Landscaping revenues

    ​

    $

    565

    ​

    $

    482

    Miscellaneous other revenues

    ​

    ​

    283

    ​

    ​

    233

    Total

    ​

    $

    848

    ​

    $

    715

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

        

    Six Months Ended October 31,

    ​

    ​

    2025

        

    2024

    Landscaping revenues

     

    $

    1,106

     

    $

    1,103

    Miscellaneous other revenues

    ​

     

    529

    ​

     

    362

    Total

     

    $

    1,635

     

    $

    1,465

    ​

    Miscellaneous other revenues for the three and six months ended October 31, 2025 primarily consist of management fees for homeowners’ associations and residential rental revenues. Miscellaneous other revenues for the three and six months ended October 31, 2024 primarily consist of extension fees for purchase contracts and residential rental revenues.

    Cost of Revenues. The following presents information on cost of revenues (dollars in thousands):

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    Three Months Ended October 31, 

    ​

    Increase

    ​

        

    2025

        

    2024

        

    (decrease)

    Land sale cost of revenues, net

    ​

    $

    168

    ​

    $

    2,326

    ​

    $

    (2,158)

    Home sale cost of revenues

    ​

     

    5,831

    ​

     

    4,277

    ​

     

    1,554

    Other cost of revenues

    ​

    ​

    324

    ​

    ​

    334

    ​

    ​

    (10)

    Total

    ​

    $

    6,323

    ​

    $

    6,937

    ​

    ​

    (614)

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

        

    Six Months Ended October 31,

        

    Increase

    ​

    ​

    2025

        

    2024

    ​

    (decrease)

    Land sale cost of revenues, net

     

    $

    2,521

     

    $

    7,235

     

    $

    (4,714)

    Home sale cost of revenues

    ​

     

    13,012

    ​

     

    11,522

    ​

     

    1,490

    Other cost of revenues

    ​

     

    648

    ​

     

    648

    ​

     

    0

    Total

     

    $

    16,181

     

    $

    19,405

    ​

     

    (3,224)

    ​

    ●Land sale cost of revenues, net consists of (in thousands):

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

        

    Three Months Ended October 31, 

    ​

    ​

    2025

        

    2024

    Land sale cost of revenues

    ​

    $

    543

    ​

    $

    2,745

    Less:

    ​

     

    ​

    ​

    ​

    ​

    Public improvement district reimbursements

    ​

     

    (192)

    ​

    ​

    —

    Private infrastructure covenant reimbursements

    ​

     

    (124)

    ​

    ​

    (131)

    Payments for impact fee credits

    ​

     

    (59)

    ​

    ​

    (288)

    Land sale cost of revenues, net

    ​

    $

    168

    ​

    $

    2,326

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

        

    Six Months Ended October 31,

    ​

    ​

    2025

        

    2024

    Land sale cost of revenues

     

    $

    3,668

    ​

    $

    9,891

    Less:

    ​

     

    ​

    ​

    ​

    ​

    Public improvement district reimbursements

    ​

     

    (497)

    ​

    ​

    (814)

    Private infrastructure covenant reimbursements

    ​

     

    (225)

    ​

    ​

    (373)

    Payments for impact fee credits

    ​

     

    (425)

    ​

    ​

    (1,469)

    Land sale cost of revenues, net

     

    $

    2,521

    ​

    $

    7,235

    ​

    19

    Table of Contents

    Land sale gross margins were 80% and 70% for the three and six months ended October 31, 2025 compared to 60% and 52% for the three and six months ended October 31, 2024. The changes in gross margin were primarily due to changes in public improvement district reimbursements, private infrastructure covenant reimbursements and payments for impact fee credits and the location, size and mix of property sold (including the sale of 15.7 acres and 501.8 acres for the three and six months ended October 31, 2025 as compared to the sale of 567.1 acres and 585.2 acres for the three and six months ended October 31, 2024 of undeveloped land with a low associated land sale cost of revenues).

    ●The changes in home sale cost of revenues for the three and six months ended October 31, 2025 compared to the prior periods were primarily due to the number, location, size and mix of homes sold and increases in the prices of building materials and skilled labor. Home sale gross margins were 25% for the three and six months ended October 31, 2025 compared to 20% for the three and six months ended October 31, 2024. The changes in gross margin were primarily due to the location, size and mix of homes sold offset in part by increases in the amount of sales incentives to homebuyers and increases in the prices of building materials and skilled labor.
    ●Other cost of revenues for the three and six months ended October 31, 2025 and October 31, 2024 consists of the cost of goods sold for landscaping services.

    As a result of many factors, including the nature and timing of specific transactions and the type and location of land or homes being sold, revenues, average selling prices and related gross margins from land sales or home sales can vary significantly from period to period and prior results are not necessarily a good indication of what may occur in future periods.

    General and Administrative Expenses. The following presents information on general and administrative expenses (dollars in thousands):

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    Three Months Ended October 31, 

    ​

    Increase

    ​

    ​

        

    2025

        

    2024

        

    (decrease)

    ​

    Land development

    ​

    $

    1,042

    ​

    $

    987

    ​

    $

    55

        

    6

    %

    Homebuilding

    ​

     

    479

    ​

     

    417

    ​

     

    62

     

    15

    %

    Corporate

    ​

     

    435

    ​

     

    421

    ​

     

    14

     

    3

    %

    Total

    ​

    $

    1,956

    ​

    $

    1,825

    ​

    ​

    131

    ​

    7

    %

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

        

    Six Months Ended October 31,

        

    Increase

     

    ​

    ​

    2025

        

    2024

    ​

    (decrease)

     

    Land development

     

    $

    2,030

     

    $

    1,895

     

    $

    135

        

    7

    %

    Homebuilding

    ​

     

    926

    ​

     

    807

    ​

     

    119

     

    15

    %

    Corporate

    ​

     

    848

    ​

     

    754

    ​

     

    94

     

    12

    %

    Total

     

    $

    3,804

     

    $

    3,456

    ​

     

    348

     

    10

    %

    ​

    ●The changes in land development general and administrative expenses for the three and six months ended October 31, 2025 compared to the prior periods were primarily due to increases in compensation expense, professional services and depreciation.
    ●The changes in homebuilding general and administrative expenses for the three and six months ended October 31, 2025 compared to the prior periods were primarily due to increases in professional services, compensation expense, property taxes and depreciation.
    ●The changes in corporate general and administrative expenses for the three and six months ended October 31, 2025 compared to the prior periods were primarily due to increases in professional services and compensation expense.

    The Company did not record any non-cash impairment charges on real estate inventory or investment assets in the three and six months ended October 31, 2025 or October 31, 2024. Changes in economic and other market conditions may adversely impact the fair market value of the Company’s real estate inventory or investment assets, which could lead to impairment charges in future periods.

    20

    Table of Contents

    Interest Income, net. Interest income, net was $459,000 and $915,000 for the three and six months ended October 31, 2025 and $576,000 and $857,000 for the three and six months ended October 31, 2024. There were no interest or loan costs capitalized in real estate inventory in the three and six months ended October 31, 2025 or October 31, 2024.

    Income Taxes. The Company had a provision for income taxes of $378,000 and $2,288,000 for the three and six months ended October 31, 2025 related to the amount of income before income taxes during each period. The Company had a benefit for income taxes of $322,000 for the three months ended October 31, 2024 and a provision for income taxes of $887,000 for the six months ended October 31, 2024. The benefit (provision) for income taxes for the three and six months ended October 31, 2024 related to the amount of income before income taxes during each period and to the reclassification of the balance of accumulated other comprehensive income to a benefit for income taxes. In connection with the termination of the Company’s defined benefit pension plan, $1,230,000 of income tax effects that remained in accumulated other comprehensive income were reclassified to a benefit for income taxes during the three months ended October 31, 2024. Refer to Note 11 to the consolidated financial statements contained in the 2025 Form 10-K for detail regarding accumulated other comprehensive income.

    LIQUIDITY AND CAPITAL RESOURCES

    Except as described herein, there have been no material changes to the Company’s liquidity and capital resources as reflected in the Liquidity and Capital Resources section of Management’s Discussion and Analysis of Financial Condition and Results of Operations in the 2025 Form 10-K.

    The Company had cash, cash equivalents and restricted cash as follows (dollars in thousands):

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

        

    October 31, 

        

    April 30, 

     

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    2025

    ​

    2025

        

    Increase (decrease)

    ​

    Cash

    ​

    $

    10,131

    ​

    $

    10,651

     

    $

    (520)

        

    (5)

    %

    U.S. Government Securities

     

    ​

    34,489

     

    ​

    28,815

    ​

    ​

    5,674

    ​

    20

    %

    Restricted Cash

     

    ​

    491

     

    ​

    455

    ​

    ​

    36

    ​

    8

    %

    Total

    ​

    $

    45,111

    ​

    $

    39,921

    ​

    ​

    5,190

    ​

    13

    %

    ​

    Cash Flow. The following presents information on cash flows (in thousands):

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    Six Months Ended October 31, 

    ​

        

    2025

        

    2024

    Net cash provided by (used in) operating activities

    ​

    $

    5,273

    ​

    $

    10,509

    Net cash provided by (used in) investing activities

    ​

     

    (80)

    ​

     

    (120)

    Net cash provided by (used in) financing activities

    ​

     

    (3)

    ​

     

    (3)

    Increase in cash and cash equivalents

    ​

    $

    5,190

    ​

    $

    10,386

    ​

    The net cash provided by operating activities for the six months ended October 31, 2025 was primarily due to cash generated from business operations and increases in accounts payable and accrued expenses offset in part by increases in real estate inventory and investment assets and a decrease in income taxes (payable) receivable, net. The net cash provided by operating activities for the six months ended October 31, 2024 was primarily due to cash generated from business operations and decreases in real estate inventory and other assets and an increase in taxes payable (receivable), net offset in part by an increase in investment assets and a decrease in accounts payable and accrued expenses.

    Notes payable decreased from $26,000 as of April 30, 2025 to $23,000 as of October 31, 2025 due to principal debt repayments. Refer to Note 6 to the unaudited condensed consolidated financial statements included in this report on Form 10-Q and Note 6 to the consolidated financial statements contained in the 2025 Form 10-K for detail regarding the Company’s notes payable.

    21

    Table of Contents

    Asset and Liability Levels. The following presents information on certain assets and liabilities (dollars in thousands):

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

        

    October 31, 

        

    April 30, 

    ​

    Increase

     

    ​

    ​

    2025

    ​

    2025

        

    (decrease)

     

    Real estate inventory

    ​

    $

    68,584

    ​

    $

    66,750

    ​

    $

    1,834

        

    3

    %

    Investment assets, net

    ​

     

    16,362

    ​

     

    14,880

    ​

    ​

    1,482

     

    10

    %

    Other assets

    ​

     

    3,046

    ​

     

    2,939

    ​

    ​

    107

     

    4

    %

    Deferred income taxes, net

    ​

     

    7,030

    ​

     

    8,969

    ​

    ​

    (1,939)

     

    (22)

    %

    Accounts payable and accrued expenses

    ​

     

    4,052

    ​

     

    3,789

    ​

    ​

    263

     

    7

    %

    Income taxes (payable) receivable, net

    ​

     

    (30)

    ​

     

    317

    ​

    ​

    (347)

     

    (109)

    %

    ​

    ●Real estate inventory consists of (dollars in thousands):

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

        

    October 31, 

        

    April 30, 

    ​

    Increase

     

    ​

    ​

    2025

    ​

    2025

        

    (decrease)

     

    Land inventory

    ​

    $

    56,433

    ​

    $

    50,030

    ​

    $

    6,403

        

    13

    %

    Homebuilding model and completed inventory

    ​

     

    8,155

    ​

    ​

    13,090

    ​

    ​

    (4,935)

     

    (38)

    %

    Homebuilding construction in process

    ​

     

    3,996

    ​

    ​

    3,630

    ​

    ​

    366

     

    10

    %

    Total

    ​

    $

    68,584

    ​

    $

    66,750

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    From April 30, 2025 to October 31, 2025, the change in land inventory was primarily due to land development activity and the acquisition of land offset in part by the sale of land, the change in homebuilding model and completed inventory was primarily due to the sale of homes offset in part by the completion of homes not yet sold and the change in homebuilding construction in process was primarily due to an increase in the number of homes that started construction.

    ●Investment assets, net consist of (dollars in thousands):

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    October 31, 

    ​

    April 30, 

    ​

    Increase

     

    ​

        

    2025

        

    2025

        

    (decrease)

     

    Land held for long-term investment

    ​

    $

    8,502

    ​

    $

    8,843

    ​

    $

    (341)

        

    (4)

    %

    Owned real estate leased or intended to be leased

    ​

     

    8,118

    ​

     

    6,207

    ​

     

    1,911

     

    31

    %

    Less accumulated depreciation

    ​

    ​

    (258)

    ​

    ​

    (170)

    ​

    ​

    (88)

    ​

    (52)

    %

    Owned real estate leased or intended to be leased, net

    ​

    ​

    7,860

    ​

    ​

    6,037

    ​

    ​

    1,823

    ​

    30

    %

    Total

    ​

    $

    16,362

    ​

    $

    14,880

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    During the six months ended October 31, 2025, the Company sold 501.8 acres of undeveloped property in Sandoval County, New Mexico categorized as land held for long-term investment.

    As of October 31, 2025, the Company leased 28 homes to residential tenants. As of April 30, 2025, the Company leased 21 homes to residential tenants. Given the impact on demand as a result of affordability challenges, the Company has opportunistically leased completed homes. Depreciation associated with owned real estate leased or intended to be leased was $49,000 and $88,000 for the three and six months ended October 31, 2025 and $24,000 and $48,000 for the three and six months ended October 31, 2024.

    ●From April 30, 2025 to October 31, 2025:
    oThe change in other assets was primarily due to increases in prepaid expenses related to insurance and accounts receivable.
    oThe change in deferred income taxes, net was primarily due to the income tax effect of the amount of income before income taxes for the six months ended October 31, 2025.
    oThe change in accounts payable and accrued expenses was primarily due to an increase in accruals for property taxes.
    oThe change in income taxes (payable) receivable was primarily due to the accrual of income taxes payable.

    22

    Table of Contents

    Off-Balance Sheet Arrangements. As of October 31, 2025 and October 31, 2024, the Company did not have any off-balance sheet arrangements (as defined in Item 303(a)(4)(ii) of Regulation S-K).

    Recent Accounting Pronouncements. Refer to Note 1 to the consolidated financial statements contained in the 2025 Form 10-K and Note 1 to the unaudited condensed consolidated financial statements included in this report on Form 10-Q for a discussion of recently issued accounting pronouncements.

    ​

    Statement of Forward-Looking Information

    The Private Securities Litigation Reform Act of 1995 provides a safe harbor for forward-looking statements made by or on behalf of the Company. The Company and its representatives may from time to time make written or oral statements that are “forward-looking”, including statements contained in this report and other filings with the Securities and Exchange Commission, reports to the Company’s shareholders and news releases. All statements that express expectations, estimates, forecasts or projections are forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. In addition, other written or oral statements, which constitute forward-looking statements, may be made by or on behalf of the Company. Words such as “expects”, “anticipates”, “intends”, “plans”, “believes”, “seeks”, “estimates”, “projects”, “forecasts”, “may”, “should”, variations of such words and similar expressions are intended to identify such forward-looking statements. These statements are not guarantees of future performance and involve certain risks, uncertainties and contingencies that are difficult to predict. All forward-looking statements speak only as of the date of this report or, in the case of any document incorporated by reference, the date of that document. All subsequent written and oral forward-looking statements attributable to the Company or any person acting on behalf of the Company are qualified by the cautionary statements in this section. Many of the factors that will determine the Company’s future results are beyond the ability of management to control or predict. Therefore, actual outcomes and results may differ materially from what is expressed or forecasted in or suggested by such forward-looking statements.

    The forward-looking statements contained in this report include, but are not limited to, statements regarding (1) the Company’s ability to finance its future working capital, land development, acquisition of land, homebuilding, commercial projects, general and administrative expenses and capital expenditure needs, (2) the Company’s expected liquidity sources, including the availability of bank financing for projects and the utilization of existing bank financing, (3) estimates of the Company’s exposure to warranty claims and liabilities for litigation and legal claims, estimates of the cost to complete of common land development costs and the estimated relative sales values of individual parcels of land in connection with the allocation of common land development costs, (4) the adequacy of warranty reserves to cover the ultimate resolution of any potential liabilities associated with warranty claims, (5) the conditions resulting in homebuyer affordability challenges, (6) the amount of land sale revenues during 2025 and 2026, (7) the backlog of homes under contract and in production and the dollar amount of expected sale revenues when such homes are closed, (8) the categorization of owned real estate leased or intended to be leased, (9) the timing of recognizing unrecognized compensation expense related to shares of common stock issued under the AMREP Corporation 2016 Equity Compensation Plan, (10) the future issuance of deferred stock units to directors of the Company, (11) the dilution to earnings per share that unvested shares of restricted common stock or shares issuable upon the exercise of stock options may cause in the future and (12) the future business conditions that may be experienced by the Company. The Company undertakes no obligation to update or publicly release any revisions to any forward-looking statement to reflect events, circumstances or changes in expectations after the date of such forward-looking statement, or to make any other forward-looking statements, whether as a result of new information, future events or otherwise.

    23

    Table of Contents

    Item 4. Controls and Procedures

    Evaluation of Disclosure Controls and Procedures

    The Company’s management, with the participation of the Company’s Chief Executive Officer and Chief Financial Officer has evaluated the effectiveness of the Company’s disclosure controls and procedures (as defined in Rule 13a-15(e) under the Securities Exchange Act of 1934) as of the end of the period covered by this report. As a result of such evaluation, the Company’s Chief Executive Officer and Chief Financial Officer have concluded that such disclosure controls and procedures were effective as of October 31, 2025 to provide reasonable assurance that the information required to be disclosed in the reports the Company files or submits under the Securities Exchange Act of 1934 is (i) recorded, processed, summarized and reported within the time periods specified in the Securities and Exchange Commission’s rules and forms, and (ii) accumulated and communicated to the Company’s management, including the Company’s Chief Executive Officer and Chief Financial Officer, as appropriate, to allow timely decisions regarding disclosure. The Company believes that a control system, no matter how well designed and operated, cannot provide absolute assurance that the objectives of the control system are met, and no evaluation of controls can provide absolute assurance that all control issues and instances of fraud, if any, within a company have been detected.

    Changes in Internal Control over Financial Reporting

    No change in the Company’s system of internal control over “financial reporting” (as such term is defined in Rules 13a-15(f) and 15d-15(f) of the Securities Exchange Act of 1934) occurred during the most recent fiscal quarter that has materially affected, or is reasonably likely to materially affect, internal control over financial reporting.

    ​

    ​

    24

    Table of Contents

    ​

    PART II. OTHER INFORMATION

    ​

    Item 5. Other Information

    During the three months ended October 31, 2025, no director or officer of the Company adopted or terminated a “Rule 10b5-1 trading arrangement” or “non-Rule 10b5-1 trading arrangement”, as each term is defined in Item 408(a) of Regulation S-K.

    Item 6. Exhibits

    ​

    Exhibit
    Number

        

    Description

    10.1

    ​

    Seventh Modification Agreement, dated as of August 15, 2025, between BOKF, NA dba Bank of Albuquerque and AMREP Southwest Inc. (Incorporated by reference to Exhibit 10.1 to Registrant’s Current Report on Form 8-K filed August 19, 2025)

    10.2

    ​

    Second Amended and Restated Revolving Line of Credit Promissory Note, dated August 15, 2025, by AMREP Southwest Inc. in favor of BOKF, NA dba Bank of Albuquerque. (Incorporated by reference to Exhibit 10.2 to Registrant’s Current Report on Form 8-K filed August 19, 2025)

    31.1

    ​

    Certification required by Rule 13a-14(a) under the Securities Exchange Act of 1934

    31.2

    ​

    Certification required by Rule 13a-14(a) under the Securities Exchange Act of 1934

    32

    ​

    Certification required pursuant to 18 U.S.C. Section 1350

    101.INS

    ​

    Inline XBRL Instance Document

    101.SCH

    ​

    Inline XBRL Taxonomy Extension Schema

    101.CAL

    ​

    Inline XBRL Taxonomy Extension Calculation Linkbase

    101.DEF

    ​

    Inline XBRL Taxonomy Extension Definition Linkbase

    101.LAB

    ​

    Inline XBRL Taxonomy Extension Label Linkbase

    101.PRE

    ​

    Inline XBRL Taxonomy Extension Presentation Linkbase

    104

    ​

    Cover Page Interactive Data File (Embedded within the Inline XBRL document and included in Exhibit)

    ​

    ​

    25

    Table of Contents

    SIGNATURE

    Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

    ​

    Date: December 12, 2025

    AMREP CORPORATION

    ​

    (Registrant)

    ​

    ​

    ​

    By:

    /s/ Adrienne M. Uleau

    ​

    ​

    Name: Adrienne M. Uleau

    ​

    ​

    Title: Chief Financial Officer

    ​

    ​

    (Principal Accounting Officer)

    ​

    ​

    26

    Table of Contents

    EXHIBIT INDEX

    ​

    Exhibit
    Number

        

    Description

    10.1

    ​

    Seventh Modification Agreement, dated as of August 15, 2025, between BOKF, NA dba Bank of Albuquerque and AMREP Southwest Inc. (Incorporated by reference to Exhibit 10.1 to Registrant’s Current Report on Form 8-K filed August 19, 2025)

    10.2

    ​

    Second Amended and Restated Revolving Line of Credit Promissory Note, dated August 15, 2025, by AMREP Southwest Inc. in favor of BOKF, NA dba Bank of Albuquerque. (Incorporated by reference to Exhibit 10.2 to Registrant’s Current Report on Form 8-K filed August 19, 2025)

    31.1

    ​

    Certification required by Rule 13a-14(a) under the Securities Exchange Act of 1934

    31.2

    ​

    Certification required by Rule 13a-14(a) under the Securities Exchange Act of 1934

    32

    ​

    Certification required pursuant to 18 U.S.C. Section 1350

    101.INS

    ​

    Inline XBRL Instance Document

    101.SCH

    ​

    Inline XBRL Taxonomy Extension Schema

    101.CAL

    ​

    Inline XBRL Taxonomy Extension Calculation Linkbase

    101.DEF

    ​

    Inline XBRL Taxonomy Extension Definition Linkbase

    101.LAB

    ​

    Inline XBRL Taxonomy Extension Label Linkbase

    101.PRE

    ​

    Inline XBRL Taxonomy Extension Presentation Linkbase

    104

    ​

    Cover Page Interactive Data File (Embedded within the Inline XBRL document and included in Exhibit)

    ​

    ​

    27

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