SEC Form CERT filed by OptimumBank Holdings Inc.

4 - OptimumBank Holdings, Inc. (0001288855) (Issuer)

4 - OptimumBank Holdings, Inc. (0001288855) (Issuer)

4 - OptimumBank Holdings, Inc. (0001288855) (Issuer)

Fort Lauderdale, Florida--(Newsfile Corp. - February 18, 2025) - OptimumBank (NYSE:OPHC) proudly announces that it has been designated as a Preferred Lender under the U.S. Small Business Administration (SBA) Preferred Lenders Program (PLP). This prestigious designation, the highest recognition an SBA lender can receive, streamlines the SBA loan approval process for OptimumBank, allowing the Bank to better serve small businesses across Florida and beyond.Under the Preferred Lenders Program, OptimumBank is now authorized to make final credit decisions on behalf of the SBA. This significantly accelerates the loan approval timeline and enhances the Bank's ability to provide flexible financing so

Fort Lauderdale, Florida--(Newsfile Corp. - February 5, 2025) - OptimumBank Holdings, Inc. (NYSE:OPHC) (the "Company") is a one-bank holding company and owns 100% of OptimumBank (the "Bank"). Today the Company reported robust financial performance for the year ended, December 31, 2024. The Company achieved net income of $13.1 million, or $1.39 per basic share and $1.33 per diluted share, compared to net income of $6.3 million, or $0.87 per basic and diluted share, for the same period in 2023. This reflects significant growth in both revenue and profitability year-over-year, driven by strong increases in net interest income and noninterest income.Key Financial Highlights:Net interest income f

Fort Lauderdale, FL, Feb. 04, 2025 (GLOBE NEWSWIRE) -- Board member Martin Schmidt has informed the boards of OptimumBank (the "Bank"), and OptimumBank Holding, Inc. (the "Company"), that he will resign from both boards, effective January 28, 2025. Mr. Schmidt will remain fully supportive of the continued success of the Bank and Company. Mr. Schmidt resides in South Florida and has served as a Director since August 2015. Mr. Schmidt's significant experience in the financial services industry helped the board to recover through regulatory issues as quickly as possible leaving the Bank with a strong capital structure, explosive growth and a bright future. Chairman Moishe Gubin commented: "I

Fort Lauderdale, FL, Feb. 04, 2025 (GLOBE NEWSWIRE) -- Board member Martin Schmidt has informed the boards of OptimumBank (the "Bank"), and OptimumBank Holding, Inc. (the "Company"), that he will resign from both boards, effective January 28, 2025. Mr. Schmidt will remain fully supportive of the continued success of the Bank and Company. Mr. Schmidt resides in South Florida and has served as a Director since August 2015. Mr. Schmidt's significant experience in the financial services industry helped the board to recover through regulatory issues as quickly as possible leaving the Bank with a strong capital structure, explosive growth and a bright future. Chairman Moishe Gubin commented: "I

Fort Lauderdale, FL, May 11, 2022 (GLOBE NEWSWIRE) -- Heng Fai Ambrose Chan has informed the Boards of OptimumBank (the "Bank") and OptimumBank Holding, Inc. (the "Company") that he will resign from both Boards effective as of April 30, 2022. In his letter of resignation, Mr. Chan, who resides in Singapore, noted that he was regrettably stepping down due to the time difference and his workload. Mr. Chan served as a Director of the Bank and Company since June 2018. During his time on the Boards, Mr. Chan helped create a path for the Bank and Company to recover from legacy regulatory issues, leaving the Bank with a strong capital structure, explosive growth and a bright future. Over the pas

8-K - OptimumBank Holdings, Inc. (0001288855) (Filer)

8-K - OptimumBank Holdings, Inc. (0001288855) (Filer)

25 - OptimumBank Holdings, Inc. (0001288855) (Filer)