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    USCB Financial Holdings Inc. filed SEC Form 8-K: Results of Operations and Financial Condition, Regulation FD Disclosure, Financial Statements and Exhibits

    1/22/26 4:06:16 PM ET
    $USCB
    Major Banks
    Finance
    Get the next $USCB alert in real time by email
    uscb-20260122
    0001901637 False ☐ ☐ ☐ ☐ 0001901637 2026-01-22 2026-01-22
    1
    UNITED STATES
    SECURITIES AND EXCHANGE COMMISSION
    WASHINGTON,
    D.C. 20549
    __________________________
    FORM
    8-K
    __________________________
    CURRENT REPORT
    Pursuant to Section 13 or 15(d) of the Securities Exchange Act
    of 1934
    Date of Report (Date of earliest event reported):
    January 22, 2026
    __________________________
    USCB Financial Holdings, Inc.
    (Exact name of Registrant as Specified in Its Charter)
    __________________________
    Florida
    001-41196
    87-4070846
    (State or Other Jurisdiction
    of Incorporation)
    (Commission File Number)
    (IRS Employer
    Identification No.)
    2301 N.W. 87th Avenue
    ,
    Doral
    ,
    Florida
    33172
    (Address of Principal Executive Offices)
    (Zip Code)
    Registrant’s Telephone
    Number, Including Area Code: (
    305
    )
    715-5200
    __________________________
    Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation
    of the registrant under
    any of the following provisions:
    ☐
    Written communications pursuant
    to Rule 425 under the Securities Act (17 CFR 230.425)
    ☐
    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a
    -12)
    ☐
    Pre-commencement communications pursuant to Rule 14d-2(b)
    under the Exchange Act (17 CFR 240.14d-2(b))
    ☐
    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
    Act (17 CFR 240.13e-4(c))
    Securities registered pursuant to Section 12(b) of the Act:
    Title of each class
    Trading
    Symbol(s)
    Name of each exchange on which registered
    Class A common stock, $1.00 par value per share
    USCB
    The Nasdaq Stock Market LLC
    Indicate by
    check mark
    whether the
    registrant is
    an emerging
    growth company
    as defined
    in Rule
    405 of
    the Securities
    Act of
    1933
    (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b
    -2 of this chapter).
    Emerging growth company
    ☒
    If
    an
    emerging
    growth
    company,
    indicate
    by
    check
    mark
    if
    the
    registrant
    has
    elected
    not
    to
    use
    the
    extended
    transition
    period
    for
    complying with any new or revised financial accounting standards provided
    pursuant to Section 13(a) of the Exchange Act.
    ☐
    2
    Item 2.02. Results of Operations and Financial Condition.
    On January 22,
    2026, USCB Financial Holdings,
    Inc. (the “Company”)
    issued a press release
    announcing its financial
    results
    for the quarter
    ended December 31, 2025.
    A copy of the
    press release is furnished
    as Exhibit 99.1 to
    this Current Report on
    Form 8-K
    (“Form 8-K”) and is incorporated herein by reference.
    The information in this
    Item 2.02, including
    Exhibit 99.1 hereto,
    is being furnished
    and shall not
    be deemed “filed”
    for purposes
    of Section 18 of the
    Securities Exchange Act of
    1934 (the “Exchange Act”),
    or otherwise be subject to
    the liability of that section,
    and
    shall
    not
    be
    deemed
    to
    be
    incorporated
    by
    reference
    into
    any
    filing
    under
    the
    Securities
    Act
    of
    1933
    (the
    “Securities
    Act”)
    or
    the
    Exchange Act except as expressly set forth by specific reference in such filing to
    this Form 8-K.
    Item 7.01. Regulation FD Disclosure.
    As previously announced, at 11:00 a.m. ET on January 23, 2026, the Company will hold an earnings conference call to
    discuss
    its financial performance
    for the quarter ended
    December 31, 2025. A
    copy of the slides
    forming the basis of
    the presentation is being
    furnished as
    Exhibit 99.2
    to this
    Form 8-K
    and is
    incorporated herein
    by reference.
    A copy
    of the
    slides has
    also been
    posted to
    the
    Company’s investor relations website,
    located at investors.uscenturybank.com.
    The information in this
    Item 7.01, including
    Exhibit 99.2 hereto,
    is being furnished
    and shall not
    be deemed “filed”
    for purposes
    of Section 18 of the Exchange Act, or otherwise be subject to the liability of that section, and shall not be deemed to be incorporated by
    reference into any filing under the
    Securities Act or the Exchange Act
    except as set forth by
    specific reference in such filing to this
    Form
    8-K.
    Item 9.01. Financial Statements and Exhibits.
    (d) Exhibits.
    Exhibit No.
    Description
    99.1
    USCB Financial Holdings, Inc. Press Release, dated January 22, 2026
    99.2
    Earnings Presentation, dated January 22, 2026
    104
    Cover Page Interactive Data File (embedded within the Inline XBRL document)
    3
    SIGNATURE
    Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly
    caused this report to be signed on
    its behalf by the undersigned hereunto duly authorized.
    USCB Financial Holdings, Inc.
    By:
    /s/ Robert Anderson
    Name:
    Robert Anderson
    Title:
    Chief Financial Officer
    Date: January 22, 2026
    Get the next $USCB alert in real time by email

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