4 - OptimumBank Holdings, Inc. (0001288855) (Issuer)

8-K - OptimumBank Holdings, Inc. (0001288855) (Filer)

10-Q - OptimumBank Holdings, Inc. (0001288855) (Filer)

8-K - OptimumBank Holdings, Inc. (0001288855) (Filer)

8-K - OptimumBank Holdings, Inc. (0001288855) (Filer)

8-K - OptimumBank Holdings, Inc. (0001288855) (Filer)

424B5 - OptimumBank Holdings, Inc. (0001288855) (Filer)

8-K - OptimumBank Holdings, Inc. (0001288855) (Filer)

10-Q - OptimumBank Holdings, Inc. (0001288855) (Filer)

8-K - OptimumBank Holdings, Inc. (0001288855) (Filer)

8-K - OptimumBank Holdings, Inc. (0001288855) (Filer)

AUSTIN, Texas, Sept. 16, 2025 (GLOBE NEWSWIRE) -- via IBN – OptimumBank Holdings Inc. (NYSE:OPHC), a single bank holding company that owns 100% of OptimumBank, a community bank headquartered in Fort Lauderdale, Florida, has selected IBN, a multifaceted financial news and publishing company serving private and public entities, to spearhead its corporate communications efforts. OptimumBank delivers relationship-based banking through in-person, phone, and online services, offering businesses and consumers an alternative to the high fees and impersonal service of larger financial institutions. The bank specializes in real estate and commercial lending and has emerged as a preferred partner fo

FT. LAUDERDALE, Fla., Aug. 12, 2025 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NYSE:OPHC), today clarified statements made during its second quarter 2025 earnings webcast on August 7, 2025. During the question-and-answer session, a member of the audience inquired about the company's projected total assets at the end of 2026. In their response, both Chairman of the Board Moishe Gubin and Chief Executive Officer Tim Terry mistakenly provided the company's projection for the end of 2025. OptimumBank is on track to continue its strong annual growth trajectory, which has consistently been in the range of 25% to 30% per year. With current total assets nearing the $1 billion milestone, the

Fort Lauderdale, FL, Aug. 07, 2025 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NYSE:OPHC) (the "Company") is a one-bank holding company and owns 100% of OptimumBank (the "Bank"). The Company is pleased to announce net earnings of $3.60 million, or $0.31 per basic share, and $0.29 per diluted share, for the second quarter of 2025. This compares to net income of $3.87 million, or $0.33 per basic share, and $0.32 per diluted share, for the first quarter of 2025, and $3.50 million net earnings, or $0.36 per basic share, and $0.34 per diluted share, for the comparable quarter last year. For the six months ended June 30, 2025, net earnings was $7.47 million, or $0.64 per basic share, and $0.

Fort Lauderdale, Florida--(Newsfile Corp. - August 4, 2025) - OptimumBank Holdings, Inc. (NYSE:OPHC), announced today that it will release its financial results for the second quarter ended June 30, 2025, before the market opens on Thursday, August 7, 2025. The Company's management team will host a conference call and live webcast that morning at 10:00 A.M. Eastern Time to review the quarterly results and provide a business update. Current and prospective investors are invited to attend the webcast virtually by registering here: Webcast LinkYou may also contact Seth Denison at [email protected] for more information or assistance with registration. About OptimumBank Holdings, Inc.Optim

A Strategic Initiative to Empower Families and Strengthen CommunitiesFort Lauderdale, Florida--(Newsfile Corp. - June 16, 2025) - OptimumBank (NYSE:OPHC) proudly announces a new partnership with Habitat for Humanity of Broward to provide zero interest mortgage loans to six families facing housing affordability challenges. This collaboration reflects a shared commitment to expanding access to affordable housing, promoting financial security, and strengthening communities in Broward County.Creating Opportunities Through HomeownershipWith housing costs on the rise, many hardworking families striving for homeownership are left with few options. By eliminating interest payments, Optimum Bank's ze

Fort Lauderdale, Florida--(Newsfile Corp. - May 13, 2025) - OptimumBank Holdings, Inc. (NYSE:OPHC) (the "Company") is a one-bank holding company and owns 100% of OptimumBank (the "Bank"). Today the Company reported robust financial performance for the quarter ended March 31, 2025. The Company achieved net income of $3.9 million, or $0.33 per basic share and $0.32 per diluted share, compared to net income of $2.4 million, or $0.31 per basic and diluted share, for the same period in 2024. This reflects 63% growth in profitability year-over-year, driven by stronger net interest income and credit loss reversals.Key Financial Highlights:Net interest income for the quarter ended March 31, 2025 rea

Fort Lauderdale, Florida--(Newsfile Corp. - May 2, 2025) - OptimumBank Holdings, Inc. (NYSE:OPHC) held its Annual Shareholder Meeting on April 29, highlighting the strongest performance in the bank's close to 25-year history and laying out a strategic roadmap toward surpassing $1 billion in assets. Chairman Moishe Gubin, CEO Tim Terry, and the board addressed shareholders in a 30-minute virtual meeting, delivering record financial results and fielding audience questions on growth, technology, capital strategy, and digital innovation."We're not just knocking on the door of a billion-dollar balance sheet-we're charging through it, God willing," said Chairman Moishe Gubin. "2024 was a landmark

Ft. Lauderdale, Florida--(Newsfile Corp. - April 28, 2025) - OptimumBank Holdings, Inc. (NYSE:OPHC) announced today that it will hold its Annual Shareholder Meeting and Investor Day tomorrow, April 29, 2025, at 10:00 AM ET. The public is invited to attend virtually through this link: OptimumBank Shareholder Meeting Webcast LinkThe Bank will showcase the most successful year in its history, including a Core Return on Average Equity (ROAE) exceeding 23% for fiscal year 2024. The shareholder presentation will also include updated performance data through Q1 2025, highlighting continued operational momentum and strategic growth.To preview the full shareholder presentation deck, visit: OptimumBan

Ft. Lauderdale, Florida--(Newsfile Corp. - March 31, 2025) - OptimumBank Holdings, Inc. (NYSE:OPHC), announced today that it will hold the Annual Shareholder Meeting and Investor Day, on Tuesday, April 29, 2025, at the Company's headquarters in Ft. Lauderdale, Florida, as well as virtually by way of this Webcast Link, beginning at 10:00 am ET. Shareholders of record as of March 21, 2025 will be entitled to vote at the annual meeting. If you are interested in attending, or participating virtually, please register at the link above or by emailing your contact information to Seth Denison at [email protected] and you will be provided with all of the necessary event details. For a copy of

Fort Lauderdale, Florida--(Newsfile Corp. - February 18, 2025) - OptimumBank (NYSE:OPHC) proudly announces that it has been designated as a Preferred Lender under the U.S. Small Business Administration (SBA) Preferred Lenders Program (PLP). This prestigious designation, the highest recognition an SBA lender can receive, streamlines the SBA loan approval process for OptimumBank, allowing the Bank to better serve small businesses across Florida and beyond.Under the Preferred Lenders Program, OptimumBank is now authorized to make final credit decisions on behalf of the SBA. This significantly accelerates the loan approval timeline and enhances the Bank's ability to provide flexible financing so

Compass Point initiated coverage of OptimumBank Holdings with a rating of Neutral and set a new price target of $5.25

Fort Lauderdale, FL, Feb. 04, 2025 (GLOBE NEWSWIRE) -- Board member Martin Schmidt has informed the boards of OptimumBank (the "Bank"), and OptimumBank Holding, Inc. (the "Company"), that he will resign from both boards, effective January 28, 2025. Mr. Schmidt will remain fully supportive of the continued success of the Bank and Company. Mr. Schmidt resides in South Florida and has served as a Director since August 2015. Mr. Schmidt's significant experience in the financial services industry helped the board to recover through regulatory issues as quickly as possible leaving the Bank with a strong capital structure, explosive growth and a bright future. Chairman Moishe Gubin commented: "I

Fort Lauderdale, FL, May 11, 2022 (GLOBE NEWSWIRE) -- Heng Fai Ambrose Chan has informed the Boards of OptimumBank (the "Bank") and OptimumBank Holding, Inc. (the "Company") that he will resign from both Boards effective as of April 30, 2022. In his letter of resignation, Mr. Chan, who resides in Singapore, noted that he was regrettably stepping down due to the time difference and his workload. Mr. Chan served as a Director of the Bank and Company since June 2018. During his time on the Boards, Mr. Chan helped create a path for the Bank and Company to recover from legacy regulatory issues, leaving the Bank with a strong capital structure, explosive growth and a bright future. Over the pas

Fort Lauderdale, FL, Aug. 07, 2025 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NYSE:OPHC) (the "Company") is a one-bank holding company and owns 100% of OptimumBank (the "Bank"). The Company is pleased to announce net earnings of $3.60 million, or $0.31 per basic share, and $0.29 per diluted share, for the second quarter of 2025. This compares to net income of $3.87 million, or $0.33 per basic share, and $0.32 per diluted share, for the first quarter of 2025, and $3.50 million net earnings, or $0.36 per basic share, and $0.34 per diluted share, for the comparable quarter last year. For the six months ended June 30, 2025, net earnings was $7.47 million, or $0.64 per basic share, and $0.

Fort Lauderdale, Florida--(Newsfile Corp. - August 4, 2025) - OptimumBank Holdings, Inc. (NYSE:OPHC), announced today that it will release its financial results for the second quarter ended June 30, 2025, before the market opens on Thursday, August 7, 2025. The Company's management team will host a conference call and live webcast that morning at 10:00 A.M. Eastern Time to review the quarterly results and provide a business update. Current and prospective investors are invited to attend the webcast virtually by registering here: Webcast LinkYou may also contact Seth Denison at [email protected] for more information or assistance with registration. About OptimumBank Holdings, Inc.Optim

Fort Lauderdale, Florida--(Newsfile Corp. - May 2, 2025) - OptimumBank Holdings, Inc. (NYSE:OPHC) held its Annual Shareholder Meeting on April 29, highlighting the strongest performance in the bank's close to 25-year history and laying out a strategic roadmap toward surpassing $1 billion in assets. Chairman Moishe Gubin, CEO Tim Terry, and the board addressed shareholders in a 30-minute virtual meeting, delivering record financial results and fielding audience questions on growth, technology, capital strategy, and digital innovation."We're not just knocking on the door of a billion-dollar balance sheet-we're charging through it, God willing," said Chairman Moishe Gubin. "2024 was a landmark