Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States and Canada. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its payments network and partnership with an originating bank, enables consumers to pay for a purchase over time with terms ranging from one to forty-eight months. As of September 30, 2020, the company had approximately 6,500 merchants integrated on its platform covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies. Its merchants represent a range of industries, including sporting goods and outdoors, furniture and homewares, travel, apparel, accessories, consumer electronics, and jewelry. The company was founded in 2012 and is headquartered in San Francisco, California.
IPO Year: 2021
Exchange: NASDAQ
Website: affirm.com
| Date | Price Target | Rating | Analyst |
|---|---|---|---|
| 1/27/2026 | $100.00 | Hold → Buy | Needham |
| 12/9/2025 | Peer Perform | Wolfe Research | |
| 10/23/2025 | $100.00 | Buy | Citigroup |
| 10/22/2025 | $89.00 | Overweight | Wells Fargo |
| 10/6/2025 | $101.00 | Neutral → Buy | Rothschild & Co Redburn |
| 8/1/2025 | $74.00 | Neutral | Rothschild & Co Redburn |
| 7/21/2025 | $80.00 | Outperform | Oppenheimer |
| 7/17/2025 | $78.00 | Buy | Deutsche Bank |
| 7/14/2025 | Buy → Neutral | BTIG Research | |
| 6/12/2025 | $69.00 | Equal-Weight | Stephens |
8-K - Affirm Holdings, Inc. (0001820953) (Filer)
144 - Affirm Holdings, Inc. (0001820953) (Subject)
144 - Affirm Holdings, Inc. (0001820953) (Subject)
8-K - Affirm Holdings, Inc. (0001820953) (Filer)
144 - Affirm Holdings, Inc. (0001820953) (Subject)
10-Q - Affirm Holdings, Inc. (0001820953) (Filer)
8-K - Affirm Holdings, Inc. (0001820953) (Filer)
DEFA14A - Affirm Holdings, Inc. (0001820953) (Filer)
DEF 14A - Affirm Holdings, Inc. (0001820953) (Filer)
8-K - Affirm Holdings, Inc. (0001820953) (Filer)
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Needham upgraded Affirm from Hold to Buy and set a new price target of $100.00
Wolfe Research initiated coverage of Affirm with a rating of Peer Perform
Citigroup initiated coverage of Affirm with a rating of Buy and set a new price target of $100.00
Wells Fargo initiated coverage of Affirm with a rating of Overweight and set a new price target of $89.00
Rothschild & Co Redburn upgraded Affirm from Neutral to Buy and set a new price target of $101.00
Rothschild & Co Redburn initiated coverage of Affirm with a rating of Neutral and set a new price target of $74.00
Oppenheimer initiated coverage of Affirm with a rating of Outperform and set a new price target of $80.00
Deutsche Bank resumed coverage of Affirm with a rating of Buy and set a new price target of $78.00
BTIG Research downgraded Affirm from Buy to Neutral
Stephens initiated coverage of Affirm with a rating of Equal-Weight and set a new price target of $69.00
Insider transactions reveal critical sentiment about the company from key stakeholders. See them live in this feed.
4 - Affirm Holdings, Inc. (0001820953) (Issuer)
4 - Affirm Holdings, Inc. (0001820953) (Issuer)
4 - Affirm Holdings, Inc. (0001820953) (Issuer)
4 - Affirm Holdings, Inc. (0001820953) (Issuer)
4 - Affirm Holdings, Inc. (0001820953) (Issuer)
4 - Affirm Holdings, Inc. (0001820953) (Issuer)
4 - Affirm Holdings, Inc. (0001820953) (Issuer)
4 - Affirm Holdings, Inc. (0001820953) (Issuer)
4 - Affirm Holdings, Inc. (0001820953) (Issuer)
4 - Affirm Holdings, Inc. (0001820953) (Issuer)
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Expedia Group (NASDAQ:EXPE) and Affirm (NASDAQ:AFRM) are making it easier for travelers to move from planning to booking with confidence. The companies today announced an expanded, multi-year partnership, making Affirm the exclusive provider of Buy Now, Pay Later installment payment methods for lodging and packages across Expedia Group's flagship brands in the US, including Expedia, Hotels.com and Vrbo. Affirm will also be available to Canadian travelers on select properties in the coming weeks. Eligible travelers shopping for hotels and packages on Expedia, and properties on Hotels.com and Vrbo will receive a real-time approval decision and can choose from customized monthly payment plan
SAN FRANCISCO, Jan. 27, 2026 /PRNewswire/ -- Bolt, the checkout, identity and payments leader powering faster, smarter commerce, today announced a new strategic partnership with Affirm (NASDAQ:AFRM), the payment network that empowers consumers and helps merchants drive growth. Through the partnership, Affirm will become the default buy now, pay later (BNPL) provider across Bolt's checkout experience in the United States, enabling Bolt merchants to offer flexible and transparent payment options to eligible shoppers. The partnership will begin rolling out to select merchants thi
MILWAUKEE and SAN FRANCISCO, Jan. 26, 2026 (GLOBE NEWSWIRE) -- Fiserv, Inc. (NASDAQ:FISV), a leading global provider of payments and financial services technology, today announced an exclusive collaboration with Affirm (NASDAQ:AFRM) to bring pay-over-time capabilities to debit card programs for financial institutions. This collaboration empowers thousands of Fiserv U.S. bank and credit union clients to meet growing consumer demand for flexible payment options without needing to build new lending products. Fiserv and Affirm first partnered in 2022 to integrate Affirm into Commerce Hub, enabling merchants to offer buy now, pay later (BNPL) at checkout. This latest expansion underscores Fi
Affirm Holdings, Inc. (NASDAQ:AFRM) ("Affirm" or the "Company") today announced that it has submitted applications to the Nevada Financial Institutions Division and the Federal Deposit Insurance Corporation ("FDIC") to establish Affirm Bank, a proposed Nevada-chartered industrial loan company. The proposed bank subsidiary would enable Affirm to continue scaling responsibly while having an FDIC-insured institution. This would help Affirm expand access to honest financial products to more consumers. Since its founding over a decade ago, Affirm has extended nearly $130 billion in access to credit, underwriting approximately 60 million people, all while never charging any late or hidden fees.
Affirm Holdings, Inc. (NASDAQ:AFRM) today announced that it will publish its second quarter fiscal year 2026 shareholder letter, including its financial results, on its investor relations website at https://investors.affirm.com/ on Thursday, February 5, 2026, after market close. The Company will host a conference call and webcast at 2:00pm PT that same day. Hosting the call will be Max Levchin (Founder and Chief Executive Officer), Michael Linford (Chief Operating Officer), and Rob O'Hare (Chief Financial Officer). A replay will be available on the investor relations website following the call. About Affirm Affirm's mission is to deliver honest financial products that improve lives. B
Real-time balance and cash flow insights give Affirm an even more complete view of someone's financial standing at checkout Real life moves fast — and people's finances can change just as quickly. Affirm (NASDAQ:AFRM) is updating its underwriting to reflect that reality. Building on its longstanding approach of underwriting every transaction, Affirm's latest underwriting now incorporates richer real-time signals like account balances and cash flow trends. These insights give Affirm an even clearer, more current view of someone's financial standing at checkout, leading to more informed and responsible credit decisions. These enhanced signals are already helping Affirm Card users who've l
Holiday shopping just got a lot cooler. Pacsun is teaming up with Affirm to give shoppers a simple, transparent way to pay over time — just in time for the season's best deals. Now through December 18, 2025, Pacsun is offering customers 10% off with promo code "AFFIRM" at checkout—valid with any form of payment—when shopping from its Holiday Gift Guide, packed with cozy-season favorites like baggy jeans, varsity knits, matching sweat sets, and more. From refreshing a winter wardrobe to crossing names off their gift list, paying with Affirm lets eligible shoppers spread out the cost with interest-free biweekly payments or monthly installments up to 24 months. No hidden fees, no late fees,
Affirm invites investors to submit questions for the fireside chat Affirm Holdings, Inc. (NASDAQ:AFRM), the payment network that empowers consumers and helps merchants drive growth, today announced that Rob O'Hare, CFO, will participate in a shareholder fireside chat on Tuesday, December 16, 2025. The discussion will be moderated by Matthew Coad from Truist and will begin at 9:00 AM Pacific Time. The event will be webcast live on the Company's investor relations website at https://investors.affirm.com, and management will address a selection of the top questions from retail and institutional shareholders relating to Affirm's strategy, products, business model, and financial results. Affi
Affirm Holdings, Inc. (NASDAQ:AFRM) ("Affirm" or the "Company"), the payment network that empowers consumers and helps merchants drive growth, today reported financial results for its fiscal 2026 first quarter ended September 30, 2025. The results, which include a shareholder letter furnished to the U.S. Securities and Exchange Commission on Form 8-K, can be found in the "Quarterly Results" section of the Company's investor relations website at https://investors.affirm.com/. Affirm will host a conference call and webcast to discuss its financial results today at 2:00pm PT. Hosting the call will be Max Levchin, Founder and Chief Executive Officer, Michael Linford, Chief Operating Officer, a
Affirm Holdings, Inc. (NASDAQ:AFRM) ("Affirm" or the "Company"), the payment network that empowers consumers and helps merchants drive growth, today announced that the Company will participate in the following investor conference: On December 2, 2025, Michael Linford, Chief Operating Officer, will attend the UBS Global Technology & AI Conference in Scottsdale, AZ. Mr. Linford will participate in a fireside chat beginning at 2:55pm MT. The fireside chat will be webcast live on the Company's investor relations website at https://investors.affirm.com/. A replay of the webcast will be available for a limited period of time following the conference. About Affirm Affirm's mission is to deliv
Live Leadership Updates
First-of-its-kind analysis finds Affirm customers with multiple BNPL loans would be most likely to experience score increases with FICO's innovative treatment of that data FICO (NYSE:FICO), global analytics software leader, today released key guidance and takeaways from a study that analyzed the impact of including ‘Buy Now, Pay Later' (BNPL) loans in a consumer's FICO® Score. FICO conducted the 12-month study in partnership with Affirm (NASDAQ:AFRM), the payment network that empowers consumers and helps merchants drive growth. The research compared the FICO® Scores of more than 500,000 consumers who opened at least one new Affirm BNPL loan against a benchmark population of consumers wi
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Affirm Holdings, Inc. (NASDAQ:AFRM) today announced that it will publish its second quarter fiscal year 2026 shareholder letter, including its financial results, on its investor relations website at https://investors.affirm.com/ on Thursday, February 5, 2026, after market close. The Company will host a conference call and webcast at 2:00pm PT that same day. Hosting the call will be Max Levchin (Founder and Chief Executive Officer), Michael Linford (Chief Operating Officer), and Rob O'Hare (Chief Financial Officer). A replay will be available on the investor relations website following the call. About Affirm Affirm's mission is to deliver honest financial products that improve lives. B
Affirm Holdings, Inc. (NASDAQ:AFRM) ("Affirm" or the "Company"), the payment network that empowers consumers and helps merchants drive growth, today reported financial results for its fiscal 2026 first quarter ended September 30, 2025. The results, which include a shareholder letter furnished to the U.S. Securities and Exchange Commission on Form 8-K, can be found in the "Quarterly Results" section of the Company's investor relations website at https://investors.affirm.com/. Affirm will host a conference call and webcast to discuss its financial results today at 2:00pm PT. Hosting the call will be Max Levchin, Founder and Chief Executive Officer, Michael Linford, Chief Operating Officer, a
Affirm Holdings, Inc. (NASDAQ:AFRM), the payment network that empowers consumers and helps merchants drive growth, today announced that it will publish its first quarter fiscal year 2026 shareholder letter, including its financial results, on its investor relations website at https://investors.affirm.com/ on Thursday, November 6, 2025, after market close. The Company will host a conference call and webcast at 2:00pm PT that same day. Hosting the call will be Max Levchin (Founder and Chief Executive Officer), Michael Linford (Chief Operating Officer), and Rob O'Hare (Chief Financial Officer). A replay will be available on the investor relations website following the call. About Affirm Af
Affirm Holdings, Inc. (NASDAQ:AFRM) ("Affirm" or the "Company"), the payment network that empowers consumers and helps merchants drive growth, today reported financial results for its fiscal 2025 fourth quarter ended June 30, 2025. The results, which include a shareholder letter furnished to the U.S. Securities and Exchange Commission on Form 8-K, can be found in the "Events and Presentations" section of the Company's investor relations website at https://investors.affirm.com/. Affirm will host a conference call and webcast to discuss its financial results today at 2:00pm PT. Hosting the call will be Max Levchin, Founder and Chief Executive Officer, Michael Linford, Chief Operating Office
Affirm Holdings, Inc. (NASDAQ:AFRM), the payment network that empowers consumers and helps merchants drive growth, today announced that it will publish its fourth quarter fiscal year 2025 shareholder letter, including its financial results, on its investor relations website at https://investors.affirm.com/ on Thursday, August 28, 2025, after market close. The Company will host a conference call and webcast at 5:00pm ET that same day. Hosting the call will be Max Levchin (Founder and Chief Executive Officer), Michael Linford (Chief Operating Officer), and Rob O'Hare (Chief Financial Officer). A replay will be available on the investor relations website following the call. About Affirm
Affirm Holdings, Inc. (NASDAQ:AFRM) ("Affirm" or the "Company"), the payment network that empowers consumers and helps merchants drive growth, today reported financial results for its fiscal 2025 third quarter ended March 31, 2025. The results, which include a shareholder letter furnished to the U.S. Securities and Exchange Commission on Form 8-K, can be found in the "Events and Presentations" section of the Company's investor relations website at https://investors.affirm.com/. Affirm will host a conference call and webcast to discuss its financial results today at 5:00pm ET. Hosting the call will be Max Levchin, Founder and Chief Executive Officer, Michael Linford, Chief Operating Officer
Affirm Holdings, Inc. (NASDAQ:AFRM), the payment network that empowers consumers and helps merchants drive growth, today announced that it will publish its third quarter fiscal year 2025 shareholder letter, including its financial results, on its investor relations website at https://investors.affirm.com/ on Thursday, May 8, 2025, after market close. The Company will host a conference call and webcast at 5:00pm ET that same day. Hosting the call will be Max Levchin (Founder and Chief Executive Officer), Michael Linford (Chief Operating Officer), and Rob O'Hare (Chief Financial Officer). A replay will be available on the investor relations website following the call. About Affirm Affirm's
Affirm Holdings, Inc. (NASDAQ:AFRM), the payment network that empowers consumers and helps merchants drive growth, today reported financial results for its fiscal 2025 second quarter ended December 31, 2024. The results, which include a shareholder letter furnished to the U.S. Securities and Exchange Commission on Form 8-K, can be found in the "Events and Presentations" section of the Company's investor relations website at https://investors.affirm.com/. Affirm will host a conference call and webcast to discuss its financial results today at 5:00pm ET. Hosting the call will be Max Levchin, Founder and Chief Executive Officer, Michael Linford, Chief Operating Officer, and Rob O'Hare, Chief
Affirm Holdings, Inc. (NASDAQ:AFRM), the payment network that empowers consumers and helps merchants drive growth, today announced that it will publish its second quarter fiscal year 2025 shareholder letter, including its financial results, on its investor relations website at https://investors.affirm.com/ on Thursday, February 6, 2025, after market close. The Company will host a conference call and webcast at 5:00pm ET that same day. Hosting the call will be Max Levchin (Founder and Chief Executive Officer), Michael Linford (Chief Operating Officer), and Rob O'Hare (Chief Financial Officer). A replay will be available on the investor relations website following the call. About Affirm A
Affirm Holdings, Inc. (NASDAQ:AFRM), the payment network that empowers consumers and helps merchants drive growth, today reported financial results for its fiscal 2025 first quarter ended September 30, 2024. The results, which include a shareholder letter furnished to the U.S. Securities and Exchange Commission on Form 8-K, can be found in the "Events and Presentations" section of the Company's investor relations website at https://investors.affirm.com/. Affirm will host a conference call and webcast to discuss its financial results today at 5:00pm ET. Hosting the call will be Max Levchin, Founder and Chief Executive Officer, Michael Linford, Chief Operating Officer and Chief Financial Off
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