Amendment: SEC Form SCHEDULE 13D/A filed by Morgan Stanley

Item 2(b) is amended and restated as follows: The address of the principal business and principal office of MUFG is 4-5 Marunouchi 1-chome, Chiyoda-ku, Tokyo 100-8330, Japan.

Item 2(c) is amended and restated as follows: MUFG is a bank holding company and joint stock company (kabushiki kaisha), and is one of the world's leading financial groups. MUFG's services include commercial banking, trust banking, securities, credit cards, consumer finance, asset management and leasing. The name, business address, present principal occupation or employment, name and principal business and address of any corporation or other organization in which such employment is conducted of each of the directors and executive officers of MUFG are set forth on Annex A hereto.

Item 2(d) is amended and restated as follows: During the last five years, neither MUFG nor any of its directors nor executive officers has been convicted in a criminal proceeding (excluding traffic violations or similar misdemeanors).

Item 2(e) is amended and restated as follows: During the last five years, neither MUFG nor any of its directors nor executive officers was a party to a civil proceeding of a judicial or administrative body of competent jurisdiction and as a result of such proceeding was or is subject to a judgment, decree or final order enjoining future violations of, or prohibiting or mandating activities subject to, federal or state securities laws or finding any violation with respect to such laws.

Item 2(f) is amended and restated as follows: MUFG is incorporated in Japan under the Commercial Code of Japan. The citizenships of each of the directors and executive officers of MUFG are set forth on Annex A hereto.

The last paragraph of Item 3 of the Schedule 13D is amended and restated as follows: In addition to the 377,085,167 shares of Common Stock held by MUFG directly, as of October 29, 2025, certain affiliates of MUFG held in the aggregate 2,925,720 shares of Common Stock (the "Managed Shares") solely in a fiduciary capacity as the trustee of trust accounts or as the manager of investment funds, other investment vehicles and managed accounts. MUFG disclaims beneficial ownership of the Managed Shares, and the inclusion of the Managed Shares in this Amendment shall not be construed as an admission that MUFG is, for purposes of Sections 13(d) or 13(g) of the Act, the beneficial owner of such shares.

Item 5(a) is amended and restated as follows: Rows (7) through (11) and (13) of the cover pages to this Amendment are hereby incorporated by reference. For purposes of calculating the percentages set forth on the cover pages of this Amendment, the number of shares outstanding is assumed to be 1,589,309,311 (which is the number of shares of Common Stock outstanding as of October 31, 2025, as reported by the Company in their Form 10-Q for the quarterly period ended September 30, 2025 filed on November 3, 2025). As of October 29, 2025, MUFG beneficially owns 377,085,167 shares of Common Stock. In addition, MUFG may be deemed to be the beneficial owner of the Managed Shares. MUFG disclaims beneficial ownership of the Managed Shares, and the inclusion of the Managed Shares in this Amendment shall not be construed as an admission that MUFG is, for purposes of Sections 13(d) or 13(g) of the Act, the beneficial owner of such shares. The shares of Common Stock beneficially owned by MUFG (if MUFG is deemed to have beneficial ownership over the Managed Shares) represent approximately 23.91% of the outstanding shares of Common Stock.

Item 5(b) is restated as follows: Subject to the right of clients to withdraw their assets, including the Managed Shares managed by MUFG's affiliates, MUFG has the sole power to vote or direct the vote and to dispose or to direct the disposition of shares of Common Stock beneficially owned by it as indicated in rows (7) through (11) and (13) of the cover pages to this Amendment.

Item 5(c) is resated as follows: Neither MUFG nor, to its knowledge, any of its directors or executive officers has engaged in any transactions in shares of Common Stock in the past 60 days except transactions in a fiduciary capacity as described under Item 3.

Item 5(d) is restated as follows: No other person is known by MUFG to have the right to receive or the power to direct the receipt of dividends from, or the proceeds from the sale of, any shares of the Company's securities beneficially owned by MUFG, except that, if MUFG is deemed to have beneficial ownership of the Managed Shares, dividends and the proceeds from the sale of Managed Shares will be the property of the customers for whom such Managed Shares are managed.

Item 7 is amended and restated as follows: Exhibit Description 99.1. Securities Purchase Agreement, dated September 29, 2008, First Amendment to the Securities Purchase Agreement, dated as of October 3, 2008 between Mitsubishi UFJ Financial Group, Inc. and Morgan Stanley, Second Amendment to the Securities Purchase Agreement, dated as of October 8, 2008 between Mitsubishi UFJ Financial Group, Inc. and Morgan Stanley, and Third Amendment to the Securities Purchase Agreement, dated as of October 13, 2008 between Mitsubishi UFJ Financial Group, Inc. and Morgan Stanley (incorporated by reference to Exhibit 10.1 of the Company's Form 8-K, filed on October 17, 2008).* 99.2. Amended Certificate of Designations of Preferences and Rights of the Series B Preferred Stock (incorporated by reference to Exhibit 3.1 of the Company's Form 8-K, filed on October 17, 2008).* 99.3. Certificate of Designations of Preferences and Rights of the Series C Preferred Stock (incorporated by reference to Exhibit 3.2 of the Company's Form 8-K, filed on October 17, 2008).* 99.4. English translation of Loan Agreement (and Rider thereto), dated October 14, 2008 between Mitsubishi UFJ Financial Group, Inc. and The Bank of Tokyo-Mitsubishi UFJ, Ltd.* 99.5. Investor Agreement, dated as of October 13, 2008, by and between Mitsubishi UFJ Financial Group, Inc. and Morgan Stanley (incorporated by reference to Exhibit 10.2 of the Company's Form 8-K, filed on October 17, 2008).* 99.6. Registration Rights Agreement, dated as of October 13, 2008, by and between Mitsubishi UFJ Financial Group, Inc. and Morgan Stanley (incorporated by reference to Exhibit 10.3 of the Company's Form 8-K, filed on October 17, 2008).* 99.7. First Amendment to Investor Agreement, dated as of October 27, 2008, by and between Mitsubishi UFJ Financial Group, Inc. and Morgan Stanley.* 99.8. Letter Agreement, dated as of May 8, 2009, by and between Mitsubishi UFJ Financial Group, Inc. and Morgan Stanley.* 99.9. Series C Preferred Stock Repurchase Agreement, dated as of May 8, 2009, by and between Mitsubishi UFJ Financial Group, Inc. and Morgan Stanley.* 99.10. Letter Agreement, dated as of May 13, 2008, by and among Mitsubishi UFJ Financial Group, Inc., Morgan Stanley and Morgan Stanley & Co. Incorporated.* 99.11. Letter Agreement, dated as of June 2, 2009, by and between Mitsubishi UFJ Financial Group, Inc. and Morgan Stanley.* 99.12. Amendment to Letter Agreement, dated as of June 2, 2009, by and between Mitsubishi UFJ Financial Group, Inc. and Morgan Stanley.* 99.13. English translation of Loan Agreement, dated June 11, 2009, by and between Mitsubishi UFJ Financial Group, Inc. and The Bank of Tokyo-Mitsubishi UFJ, Ltd.* 99.14. Integration and Investment Agreement, dated as of March 30, 2010, by and between Mitsubishi UFJ Financial Group, Inc. and Morgan Stanley.* 99.15. Transaction Agreement, dated April 21, 2011, between Morgan Stanley and Mitsubishi UFJ Financial Group, Inc. (incorporated by reference to Exhibit 10.1 of the Company's Form 8-K, filed on April 22, 2011).* 99.16. Amended and Restated Investor Agreement, dated June 30, 2011, between Morgan Stanley and Mitsubishi UFJ Financial Group, Inc. (incorporated by reference to Exhibit 10.1 of the Company's Form 8-K, filed on June 30, 2011).* 99.17. Additional Commitments made by Mitsubishi UFJ Financial Group, Inc. to the Board of Governors of the Federal Reserve System, dated April 21, 2011.* 99.18. Third Amendment to Investor Agreement, dated October 3, 2013, between Morgan Stanley and Mitsubishi UFJ Financial Group, Inc.* 99.19. Fourth Amendment to Investor Agreement, dated April 6, 2016, between Morgan Stanley and Mitsubishi UFJ Financial Group, Inc.* 99.20. Sales Plan, dated April 18, 2018, between Mitsubishi UFJ Financial Group, Inc., Morgan Stanley and Morgan Stanley & Co. LLC.* 99.21. Fifth Amendment to Investor Agreement dated October 4, 2018, between Morgan Stanley and Mitsubishi UFJ Financial Group, Inc.* 99.22. List of transactions disclosed in Item 5(c) of Amendment No. 15.* 99.23. List of transactions disclosed in Item 6 of Amendment No. 15.* 99.24. List of transactions disclosed in Item 6 of Amendment No. 15.* 99.25. List of transactions disclosed in Item 6 of Amendment No. 15.* 99.26. List of transactions disclosed in Item 5(c) of Amendment No. 16.* 99.27. List of transactions disclosed in Item 5(c) of Amendment No. 16.* 99.28. Sixth Amendment to Investor Agreement dated April 13, 2021, between Morgan Stanley and Mitsubishi UFJ Financial Group, Inc.* 99.29. Seventh Amendment to Investor Agreement dated October 13, 2023, between Morgan Stanley and Mitsubishi UFJ Financial Group, Inc.* *Previously filed