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    Capital Bancorp Inc. filed SEC Form 8-K: Results of Operations and Financial Condition, Financial Statements and Exhibits, Other Events

    1/26/26 4:00:58 PM ET
    $CBNK
    Major Banks
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    Get the next $CBNK alert in real time by email
    cbnk-20260126
    January 26, 2026false000141953600014195362026-01-262026-01-26



    UNITED STATES
    SECURITIES AND EXCHANGE COMMISSION
    Washington, D.C. 20549

    FORM 8-K

    CURRENT REPORT
    PURSUANT TO SECTION 13 OR 15(d) OF THE
    SECURITIES EXCHANGE ACT OF 1934

    Date of Report (Date of earliest event reported): January 26, 2026

    CAPITAL BANCORP, INC.
    (Exact name of registrant as specified in its charter)
     
    Maryland
    001-38671
    52-2083046
    (State or other jurisdiction of incorporation or organization)
    (Commission file number)
    (IRS Employer Identification No.)
    2275 Research Boulevard, Suite 600, Rockville, Maryland 20850
    (Address of principal executive offices) (Zip Code)
    (301) 468-8848
    Registrant’s telephone number, including area code

    Not Applicable
    (Former Name or Former Address, if Changed Since Last Report)

    Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligations of the registrant under any of the following provisions:

    ☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

    ☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

    ☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

    ☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
    Securities registered pursuant to Section 12(b) of the Act:
    Title of Each ClassTrading SymbolName of Each Exchange on Which Registered
    Common Stock, par value $0.01 per shareCBNKNASDAQ Stock Market

    Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
    Emerging growth company ☐
    If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐



    Item 2.02 Results of Operations and Financial Disclosure
    On January 26, 2026, Capital Bancorp, Inc. (the “Company”) issued a press release announcing the Company’s unaudited financial results for the three months and year ended December 31, 2025. A copy of the press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K and hereby incorporated by reference. A presentation regarding the Company's financial results for the three months and year ended December 31, 2025 is furnished as Exhibit 99.2 and incorporated herein by reference.

    The information furnished under Item 2.02 and Item 9.01 of this Current Report on Form 8-K, including Exhibit 99.1 and Exhibit 99.2 to this Current Report on Form 8-K, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to liabilities under that Section, nor shall it be deemed incorporated by reference in any registration statement or other filings of the Company under the Securities Act of 1933, as amended, except as shall be set forth by specific reference in such filing.

    Item 8.01. Other Events
    On January 23, 2026, the Company's Board of Directors declared a $0.12 per share dividend, payable on February 28, 2026 to stockholders of record on February 9, 2026.

    Item 9.01. Financial Statements and Exhibits
    (d) Exhibits
    99.1
    Press Release, dated January 26, 2026.
    99.2
    Investor Presentation January 2026.
    104Cover Page Interactive Data File (embedded within the Inline XBRL document)



    2


    SIGNATURES

    Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
    CAPITAL BANCORP, INC.                             
     
     
    Date: January 26, 2026
    By: /s/ Jacob Dalaya
    Name: Jacob Dalaya
    Title: Chief Financial Officer





    3
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