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    First Bancorp filed SEC Form 8-K: Results of Operations and Financial Condition, Financial Statements and Exhibits

    1/21/26 4:05:55 PM ET
    $FBNC
    Major Banks
    Finance
    Get the next $FBNC alert in real time by email
    fbnc-20260121
    false000081158900008115892026-01-212026-01-21

    UNITED STATES SECURITIES AND EXCHANGE COMMISSION
    Washington, D.C. 20549
     __________________
    Form 8-K
    __________________
    CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF
    THE SECURITIES EXCHANGE ACT OF 1934
    Date of Report (Date of earliest event reported): January 21, 2026
     
    First Bancorp
    (Exact Name of Registrant as Specified in its Charter)
         
    North Carolina 0-15572 56-1421916
    (State or Other Jurisdiction (Commission (I.R.S. Employer
    of Incorporation) File Number) Identification Number)
         
           300 SW Broad Street,
    Southern Pines, NC  28387
    (Address of Principal Executive Offices)  (Zip Code)
     
    (910) 246-2500
    ____________________
    (Registrant’s telephone number, including area code)
     
    Not Applicable
    ___________________
    (Former Name or Former Address, if changed since last report)
     
     
    Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: 
    ☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
    ☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
    ☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
    ☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
    Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
     
    Emerging growth company ☐
     
    If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐
    Securities registered pursuant to Section 12(b) of the Act:

    Title of each class            Trading symbol            Name of each exchange on which registered:
    Common Stock, No Par Value        FBNC                The Nasdaq Global Select Market
    1


    First Bancorp
    INDEX
     
     Page
      
    Item 2.02 – Results of Operations and Financial Condition3 
    Item 9.01 – Financial Statements and Exhibits3 
      
    Signatures3 
      
    Exhibit 99.1 News Release dated January 21, 2026
    4 
    Exhibit 99.2 Earnings Release Presentation dated January 21, 2026
    18 

    2


    Item 2.02 - Results of Operations and Financial Condition
    On January 21, 2026, First Bancorp (the “Registrant” or “Company”) issued an earnings release to announce its financial results for the three month period ended December 31, 2025. The earnings release contains forward-looking statements regarding the Company and includes cautionary language identifying important factors that could cause actual results to differ materially from those anticipated. The earnings release is furnished as Exhibit 99.1. Consequently, it is not deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934 or otherwise subject to the liabilities of that section. Such materials may only be incorporated by reference into another filing under the Exchange Act or Securities Act of 1933 if such subsequent filing specifically references this Form 8-K.



    Item 9.01 – Financial Statements and Exhibits
    (d) Exhibits
    Exhibit 99.1 – News Release issued on January 21, 2026
    Exhibit 99.2 Earnings Release Presentation dated January 21, 2026



    Disclosures About Forward Looking Statements
    This news release contains forward-looking statements within the meaning of Section 21E of the Securities Exchange Act of 1934 and the Private Securities Litigation Reform Act of 1995, which statements are inherently subject to risks and uncertainties. Forward-looking statements are statements that include projections, predictions, expectations or beliefs about future events or results or otherwise are not statements of historical fact. Such statements are often characterized by the use of qualifying words (and their derivatives) such as “expect,” “believe,” “estimate,” “plan,” “project,” “anticipate,” or other statements concerning opinions or judgments of the Company and its management about future events. Factors that could influence the accuracy of such forward-looking statements include, but are not limited to, the financial success or changing strategies of the Company’s customers, the Company’s level of success in integrating acquisitions, actions of government regulators, the level of market interest rates, and general economic conditions. For additional information about the factors that could affect the matters discussed in this paragraph, see the “Risk Factors” section of the Company’s most recent Annual Report on Form 10-K. Forward-looking statements speak only as of the date they are made, and the Company undertakes no obligation to update or revise forward-looking statements. The Company is also not responsible for changes made to the press release by wire services, internet services or other media.




    Signatures
    Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.
           
          First Bancorp
           
      January 21, 2026  
    By:
      
    /s/ Richard H. Moore
          Richard H. Moore
          Chief Executive Officer

    3
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